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Apartment in Figueres

Calle Doctor Ferrán

Figueres, Girona • Auction • Ref: #421B241C

€103,600-48% vs area market
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Size

115 m²

Price / m²

€904

Rooms

3

OccupancyVacant
88
Calle Doctor Ferrán — Figueres
Photo: Solvia
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AI visual analysis

Automated analysis · physical condition

15 of 15 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

Description

Piso de 115 m² ubicado en Figueres, Girona. Se trata de un piso de 115 m² distribuidos en salón-comedor, cocina, 3 dormitorios y 2 baños. Incluye una plaza de garaje. Este piso se sitúa en el corazón de Figueres, teniendo buenos accesos por las principales avenidas de la ciudad. La localidad cuenta con diversas opciones de transporte público, incluyendo autobuses con rutas que conectan con las localidades cercanas y la estación de tren de Figueres, que facilita el desplazamiento hacia ciudades como Girona y Barcelona. En Figueres encontramos servicios como supermercados, restaurantes, instalaciones deportivas y centros educativos. Además, la famosa Casa-Museo de Salvador Dalí se encuentra cerca, así como el Centro de Salud Figueres. El núcleo urbano ofrece también diversas oficinas bancarias y otros comercios locales. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Elevator

Yes

Year built

1977

Energy rating

E

Legal & cadastral analysis

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Cadastral data

straightenUnreconciled surface: the listing states 114.62 m² but the cadastre records 158 m² (+38%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
6195801DG9769N0066HU
Cadastral area
158 m²
Year built
1977
Cadastral use
Residential

How to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

88/100

Confidence: High

Score breakdown

Zone delta
30/30
Possession
20/20
Physical state
Not assessable
—
Legal liens
10/15
Zone liquidity
10/15

Vivienda de 114.62m² en Figueres a 904€/m² (mediana zona 2002€/m², delta -54.8%). Estado Pendiente De Análisis Visual. Posesión libre. Zona baja, 337 días en mercado.

Strengths

  • +Descuento del -54.8% frente a la mediana zonal (2002€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Figueres, Girona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-48.0%Strong opportunity
Scope
Municipality
Zone median
€1,740 /m²
This asset
€904 /m²
Period
septiembre 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€103,600
Transfer tax (ITP) 10% — Cataluña€10,360
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€363
Estimated total investment€115,323

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 5 October 2026 at 18:00

Listing intel

SourceSolvia
On the market sinceSept 2025 (389 days)
On Atalaya since3 Aug 2026
Last updated25 Sept 2026

Zone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing