AtalayaAtalaya

Calle Lleo Xiii, s/n

Centro de Terrassa, Terrassa, Barcelona • Apartment • Ref: #41561D7E

€171,822-15% vs area market
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Size

89 m²

Price / m²

€1,930

Rooms

3

OccupancyVacant
79
Calle Lleo Xiii, s/n — Centro de Terrassa, Terrassa
Photo: holapisos
1 / 31

AI visual analysis

Automated analysis · physical condition

31 of 31 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Piso en Terrassa, Barcelona, idóneo para familias. La vivienda cuenta con una superficie de 89 m² construidos distribuidos en tres habitaciones, salón-comedor, cocina y un aseo. El inmueble tiene suelos de parquet que confieren al piso de mayor calidez y confort. El inmueble se encuentra en los bajos del edificio, sin ascensor. Localizado en el centro de Terrassa, en sus alrededores encontramos el Hospital Universitari MútuaTerrassa, el UPC Biblioteca del Campus de Terrassa, supermercados, bancos, bibliotecas, farmacias, oficinas de correos, centros deportivos, varias paradas de autobús, la estación de metro Vallparadís Universitat y la estación de tren Vallparadís Universitat. Cuenta con fácil acceso a C-58.

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

G

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 949 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

79/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
14/15

Vivienda de 89.00m² en Terrassa a 1930€/m² (mediana zona 2496€/m², delta -22.7%). Buen Estado. Posesión libre. Zona alta, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -22.7% frente a la mediana zonal (2496€/m²)
  • +Estado habitable sin reforma inmediata
  • +Aliseda no marca situación especial: presuponer vivienda libre

warningRisks

  • −948 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Centro de Terrassa, Terrassa, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-22.7%Good price
Scope
Municipality
Zone median
€2,496 /m²
This asset
€1,930 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+45.9%Above anchor
Scope
Postal code
Zone median
€1,323 /m²
This asset
€1,930 /m²
Samples
11
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€171,822
Transfer tax (ITP) 10% — Cataluña€17,182
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€601
Estimated total investment€190,605

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 4 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
9 Jul 2026
€197,590arrow_forward€171,825-13.04%
14 Jul 2026
€171,825arrow_forward€188,190-9.52%
19 Aug 2026
€188,190arrow_forward€188,185-0%
27 Aug 2026
€188,185arrow_forward€171,822-8.7%

Listing intel

SourceAliseda
On the market sinceJan 2024 (949 days)
On Atalaya since11 Apr 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing