AtalayaAtalaya

Apartment in Gironella

Gironella, Barcelona • Ref: #414975C9

€70,000
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Size

75 m²

Price / m²

€933

Rooms

2

OccupancyUnconfirmed
64
Apartment in Gironella — Gironella
Photo: Diglo
1 / 15

AI visual analysis

Automated analysis · physical condition

15 of 15 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: Revestimiento de piedra tradicional con balconada y carpinterias que aparentan correcto estado general.
  • •Salon: Alicatado a media altura de estilo anticuado, suelos de gres en buen estado pero paredes que precisan pintura y actualizacion de mecanismos.
  • •Dormitorio: Espacio despejado con signos de descorchones y humedad puntual en paredes que requieren saneado y pintura.
  • •Cocina: Visible al fondo con mobiliario basico funcional pero envejecido.

Description

Excelente oportunidad para adquirir un piso en venta de dos habitaciones en la localidad de Gironella en Barcelona. No dejes pasar esta gran ocasión de adquirir en propiedad esta vivienda con una superficie de 63 m². dos habitaciones y un cuarto de baño. El piso está localizado en la población de Gironella que ofrece una gran variedad de servicios y comodidades para los residentes. Encontrarás todo lo que necesitas para tu día a día a poca distancia del piso, como supermercados, colegios, restaurantes y transporte público. Si quieres ampliar información catastral consulta en catastro con la siguiente referencia 7628114DG0572N0002TR. ¿Te gustaría tener más información? No dudes en ponerte en contacto con nosotros. Visita sin compromiso, sin comisiones de intermediación. Más información rellenando el formulario de contacto. En Diglo estaremos encantados de atenderte. Otras características Planta PB Calificación Energética E

Characteristics

Bathrooms

1

Year built

1940

Energy rating

E

Legal & cadastral analysis

expand_more

Cadastral data

Cadastral ref.
7628114DG0572N0002TR
Cadastral area
76 m²
Year built
1940
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

64/100

Confidence: Medium

Score breakdown

Zone delta
30/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
7/15
Zone liquidity
3/15

Vivienda de 75.00m² en Gironella a 933€/m² (mediana zona 1909€/m², delta -51.1%). Estado Mejorable. Posesión desconocida. Zona muy_baja, 135 días en mercado.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 3978 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Descuento del -51.1% frente a la mediana zonal (1909€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Gironella, Barcelona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-49.6%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,851 /m²
This asset
€933 /m²
Samples
4641
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€70,000
Transfer tax (ITP) 10% — Cataluña€7,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€78,300
Estimated refurbishment (state: mejorable)€30,000 – €52,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceDiglo
On Atalaya since4 May 2026
Last updated17 Sept 2026

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Aggregated data from public sources and servicer Diglo. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing