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Apartment in Esparreguera

Calle Gran,, 2A

la Plana, Esparreguera, Barcelona • Auction • Ref: #4110CB31

€491,896
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Size

303 m²

OccupancyOccupied · type to verify
58
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

Description

DATOS REGISTRALES: URBANA: EDIFICIO ENTRE MEDIANERAS; que tieneseñalada el número dos-A. de la calle Gran de Esparreguera, compuesta de planta baja, planta primera y planta segunda. La planta baja, destinada a oficinas formada por dos despachos, recepción, archivo o almacén, baño, pasillo, escalera interior de acceso a la planta superior y un porche mediante el cual se accede a un patio exterior situado en la parte posterior de la edificación. La superfície construida de esta planta es de 115'42 m2 y la útil de 89'57 m2. la planta primera, destinada a oficinas y formada por dos despachos, baño, pasillo, recibidor, trastero, dos balcones que dan a la fachada principal, terraza que sale a la fachada posterior y escalera interior de acceso a la planta superior e inferior. La superficie total construida de esta planta es de 101'00 m2, y la útil de 79'31 m2. La planta segunda, destinada a sala polivalente, y formada por dos salas, baño, paso, archivo, distribuidor, dos balcones que dan a la fachada principal, terraza que sale a la fachada posterior y escalera de acceso a las plantas inferiores. La superficie construida de esta planta es de 86'80 m2 y la útil de 65'65 m2. La superficie total edificada es de 303'25 m2 y la útil de 234'53 m2.

Legal & cadastral analysis

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Legal analysis (AI)

Ocupaciónocupada
Desahucio necesario
Cargas (€)€0
Detalle cargasLa ejecución se tramita sobre la hipoteca de inscripción 16ª (a favor originariamente de Caixa d'Estalvis de Manresa, novada y cedida a Hestia Phoenix, S.A.R.L.), que es de rango primero. Las demás hipotecas y cargas registradas son posteriores y quedarán canceladas.
Hipoteca€0
Embargos€0
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgomedium
Litigioshipoteca, afeccion_fiscal
Análisis riesgoLa hipoteca ejecutada es de rango preferente por lo que no subsisten cargas hipotecarias anteriores, pero el inmueble consta con ocupantes sin especificar título, requiriendo previsiblemente proceso de lanzamiento.

Cadastral data

Cadastral ref.
5895631/DF0959N/0001/SR

How to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

58/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
10/20
Physical state
Not assessable
—
Legal liens
15/15
Zone liquidity
0/15
BOE bonus
3/6

Subasta BOE en Esparreguera a 491,896€. Sin tasación de referencia publicada. Posesión con ocupación a verificar. Subasta cierra en 9 días.

Strengths

  • +Descuento del -22.5% frente a la mediana zonal (2092€/m²)
  • +Subasta inminente: cierre en 9 días, ventana de decisión limitada (presión vendedora)
  • +Cargas en posición preferente: hipoteca primaria, sin cargas senior ocultas
  • +Cargas legales acotadas o inexistentes

Risks

  • −Ocupación judicial sin detalle: verificar in situ antes de pujar
  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

la Plana, Esparreguera, Barcelona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-22.5%Good price
Scope
Neighbourhood
Zone median
€2,092 /m²
This asset
€1,622 /m²
Period
mayo 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€491,896
Transfer tax (ITP) 10% — Cataluña€49,190
Notary (est.)€738
Land Registry (est.)€492
Admin agency (est.)€1,722
Estimated total investment€544,038

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 15 October 2026 at 16:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (29 days)
On Atalaya since25 Sept 2026
Last updated6 Oct 2026

Zone comparables

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing