AtalayaAtalaya

Calle Nueva

Bisbal D´empordà (la), Girona • House • Ref: #3FD7D493

€75,000
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Size

224 m²

Price / m²

€335

Rooms

1

OccupancyVacant
46
Calle Nueva — Bisbal D´empordà (la)
Photo: Solvia
1 / 5

AI visual analysis

Automated analysis · physical condition

5 of 5 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: La fachada presenta un deterioro significativo con el revoque desprendido en varias zonas.
  • •Cocina: La cocina está destripada, con muebles antiguos y azulejos deteriorados.
  • •Pasillo: Las paredes del pasillo muestran desconchones y la pintura está en mal estado.
  • •Dormitorio: Los suelos de baldosas en el dormitorio son antiguos y las paredes necesitan pintura.

descriptionDescription

Casa adosada de 224 m² ubicada en La Bisbal d’Empordà, Girona. Se trata de una casa adosada de 224 m² distribuida en varias estancias aptas para la vida diaria, compuesta e planta baja, entresuelo y tres plantas. Se sitúa en el núcleo urbano de la localidad, con acceso por la carretera C-66 y otras vías de conexión comarcal. La población dispone de servicios de autobús interurbano. En la zona se encuentran supermercados, comercios, restauración, centros educativos, instalaciones deportivas, oficinas bancarias y centro de salud. Cerca se encuentra el Terracotta Museu, Museo de Cerámica de La Bisbal. Con nuestros servicios podrá encontrar la casa adosada que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Year built

1900

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 224 m² but the cadastre records 200 m² (-11%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
3553403EG0435S0001EI
Cadastral area
200 m²
Year built
1900
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

46/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
7/15

Vivienda de 224.00m² en Bisbal D´empordà (la) a 335€/m² (mediana zona 2739€/m², delta -87.8%). Requiere Reforma Integral. Posesión libre. Zona muy_baja, inventario reciente (27 días).

trending_upStrengths

  • +Descuento del -87.8% frente a la mediana zonal (2739€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Bisbal D´empordà (la), Girona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-87.8%Strong opportunity
Scope
Province (MITMA)
Zone median
€2,739 /m²
This asset
€335 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-72.8%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,231 /m²
This asset
€335 /m²
Samples
523
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€75,000
Transfer tax (ITP) 10% — Cataluña€7,500
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€83,800

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceAug 2026 (29 days)
On Atalaya since28 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing