AtalayaAtalaya

San José-La Viña

Lorca, Murcia • Apartment • Ref: #3EAFDB63

€160,000
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Size

67 m²

Price / m²

€2,388

Rooms

2

OccupancyVacant
59
San José-La Viña — Lorca
Photo: Solvia
1 / 18

AI visual analysis

Automated analysis · physical condition

18 of 18 photos analyzed

Physical condition

Pristine

Photo quality

Good

Model observations

  • •El salon presenta un mobiliario moderno y suelos en perfecto estado.
  • •La cocina está equipada con electrodomésticos modernos y armarios de diseño actual.
  • •El dormitorio muestra un buen estado general, con mobiliario funcional y sin signos de desgaste.

descriptionDescription

Descubre la mejor oferta inmobiliaria en Pisos de Particulares en Lorca con Solvia. La mejor selección de viviendas de segunda mano particular en venta, para que encuentres la casa que estás buscando. Moderno, luminoso y precioso apartamento con ascensor, a la venta en Lorca, entre la Viña y San José, rodeado de jardines, parques, colegios y servicios, como farmacias, supermercado, peluquerías… El inmueble, de altas calidades, posee una amplia cocina y cerrajería exterior y carpintería interior envidiables. Dispone de 2 dormitorios exteriores, con vistas despejadas, un amplio baño y un generoso salón, con preciosas vistas. La cocina independiente, también es exterior. A tenor de que todas las estancias, exceptuando el baño, son exteriores y a la amplitud de las vistas, el inmueble es luminoso y muy acogedor. Grandes oportunidades en venta de viviendas de segunda mano en Lorca con Solvia. Esta publicación se realiza a instancias de un Comercializador de SOLVIA. SOLVIA no participa de la intermediación, ni se responsabiliza de la veracidad de los datos e información publicada a instancias del Comercializador.

Characteristics

Bathrooms

1

Elevator

Yes

Year built

2016

Air conditioning

Yes

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 67 m² but the cadastre records 80 m² (+19%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
4396004XG1649E0014YU
Cadastral area
80 m²
Year built
2016
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

59/100

Confidence: High

Score breakdown

Zone delta
0/30
Possession
20/20
Physical state
25/25
Legal liens
10/15
Zone liquidity
7/15

Vivienda de 67.00m² en Lorca a 2388€/m² (mediana zona 1318€/m², delta +81.2%). Estado Impecable. Posesión libre. Zona baja, inventario reciente (58 días).

trending_upStrengths

  • +Estado impecable: entrar a vivir sin obra
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −Precio +81.2% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Lorca, Murcia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+81.2%Above anchor
Scope
Municipality
Zone median
€1,318 /m²
This asset
€2,388 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+47.0%Above anchor
Scope
Postal code
Zone median
€1,625 /m²
This asset
€2,388 /m²
Samples
10
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€160,000
Transfer tax (ITP) 8% — Murcia€12,800
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€560
Estimated total investment€174,360

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJul 2026 (60 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing