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Casa en Villafranca Montes de Oca

Villafranca Montes de Oca, Burgos • House • Ref: #3D99E46F

€45,000
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Size

151 m²

Price / m²

€298

Rooms

3

OccupancyUnconfirmed
21
Casa en Villafranca Montes de Oca — Villafranca Montes de Oca
Photo: Hipoges
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AI visual analysis

Automated analysis · physical condition

8 of 8 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR ¡Un proyecto con alma para crear un hogar único en un entorno natural y auténtico! Esta vivienda a reformar integral, situada en la localidad de Villafranca Montes de Oca, en la provincia de Burgos, representa una oportunidad excepcional para quienes buscan desarrollar un proyecto residencial con personalidad propia en un entorno tranquilo, natural y cargado de historia. El inmueble ofrece una estructura con amplias posibilidades de redistribución, permitiendo diseñar una zona de día generosa, donde proyectar un salón-comedor acogedor, con espacios abiertos que favorezcan la entrada de luz natural y la creación de ambientes cálidos y funcionales. La vivienda permite configurar distintas estancias destinadas a dormitorios, despacho, sala de estudio, zona de lectura o espacios polivalentes. La distribución puede adaptarse fácilmente a las necesidades del futuro propietario, creando ambientes íntimos, tranquilos y confortables. Esta propiedad es un auténtico lienzo en blanco, ideal para quienes desean recuperar y reinterpretar una vivienda tradicional, combinando elementos rústicos con soluciones contemporáneas, potenciando la calidez de los materiales y la armonía con el entorno. La localidad se encuentra en pleno Camino de Santiago, rodeada de naturaleza, montes y paisajes que invitan a la calma y al bienestar. En el municipio y su entorno cercano se dispone de servicios básicos, comercio local y restauración, mientras que su conexión con Burgos capital y otras localidades próximas permite acceder fácilmente a una oferta más amplia de servicios, cultura y ocio. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Year built

1920

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

exempt

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
4250413VM7945S
Cadastral area
151 m²
Year built
1920
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

21/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
7/15
Zone liquidity
0/15

Vivienda de 151.00m² en Villafranca Montes de Oca a 298€/m² (mediana zona 1335€/m², delta -77.7%). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja, inventario reciente (19 días).

trending_upStrengths

  • +Descuento del -77.7% frente a la mediana zonal (1335€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Villafranca Montes de Oca, Burgos

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-77.7%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,335 /m²
This asset
€298 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-82.6%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,708 /m²
This asset
€298 /m²
Samples
243
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€45,000
Transfer tax (ITP) 8% — Castilla y León€3,600
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€49,900

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since12 Aug 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing