AtalayaAtalaya

Retail in Santiago de Compostela

Calle Lisboa

Santiago de Compostela, A Coruña • Ref: #3C638D03

€90,000
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Size

118 m²

Price / m²

€765

OccupancyVacant
69
Calle Lisboa — Santiago de Compostela
Photo: Solvia
1 / 28

AI visual analysis

Automated analysis · physical condition

28 of 28 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: Escaparates amplios y persiana metálica en buen estado, integrados en galería comercial.
  • •Exterior: Pasillos y accesos comunes de la galería bien conservados, con suelos de mármol y barandillas metálicas.
  • •Fachada: Revestimientos interiores y acabados comerciales desactualizados que requieren actualización estética para nueva actividad.

Description

Locales comerciales situados en Santiago de Compostela, provincia de La Coruña. Cuentan con superficies de 120 m² y 130 m² y están distribuidos en varias estancias. Ubicados dentro del centro comercial Área Central, estos locales son ideales para montar un negocio abierto al público o desarrollar cualquier otra actividad profesional, contando con un acceso cómodo y fácil adaptabilidad. La localidad está bien comunicada por carretera, con los accesos SC-20, N-550 y AC-25. Se trata de 2 locales con grandes posibilidades para aprovechar las sinergias generadas por el entorno en el que se sitúan, competitivos, que destacan por su excelente ubicación, en uno de los centros comerciales de referencia en la ciudad. Con los servicios de Solvia podrá conocer las posibilidades reales para instalar su negocio en este local y comenzar su actividad cuanto antes. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Legal & cadastral analysis

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Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
8681701NH3488B

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 3167 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Retail location
Not assessable
—
Legal liens
10/15
Zone liquidity
5/15

Local comercial planta unknown de 117.70m² en Santiago de Compostela a 765€/m² (mediana zona 907€/m², delta %). libre. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 11 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −3142 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Santiago de Compostela, A Coruña

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+8.8%Above anchor
Scope
City
Zone median
€703 /m²
This asset
€765 /m²
Samples
12
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€90,000
Transfer tax (ITP) 9% — Galicia€8,100
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€315
Estimated total investment€99,415
Estimated refurbishment (state: mejorable)€47,000 – €82,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2018 (3167 days)
On Atalaya since9 May 2026
Last updated24 Oct 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing