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Apartment in Alcalà de Xivert

Alcala Xivert, Castellon • Ref: #3C10C42D

€110,000
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Size

160 m²

Price / m²

€688

Rooms

4

OccupancyUnconfirmed
47
Apartment in Alcalà de Xivert — Alcala Xivert
Photo: Diglo
1 / 7

AI visual analysis

Automated analysis · physical condition

7 of 7 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: edificio de ladrillo visto en estado de conservacion aceptable con locales en planta baja.
  • •Bano: azulejos y mueble lavabo con encimera integrada de corte antiguo pero en estado funcional, requiriendo actualizacion.
  • •Dormitorio: estancia vacia con suelos ceramicos y paredes que requieren pintura y repaso general.
  • •Balcon: espacio exterior despejado con barandilla metalica y suelo funcional sin danos graves aparentes.

Description

Gran oportunidad de comprar una vivienda en la localidad de Alcala De Chivert en Castellón. No dejes pasar esta gran ocasión de adquirir en propiedad esta vivienda con una superficie de 130 m². cuatro habitaciones y dos cuartos de baño. La Vivienda está localizada en la población de Alcala De Chivert, que ofrece una gran variedad de servicios y comodidades para los residentes. Encontrarás todo lo que necesitas para tu día a día a poca distancia, como supermercados, colegios, restaurantes y transporte público. Si quieres ampliar información catastral consulta en catastro con la siguiente referencia 4556111BE6645N0005XZ. ¿Te gustaría tener más información? No dudes en ponerte en contacto con nosotros. Visita sin compromiso, sin comisiones de intermediación. Más información rellenando el formulario de contacto. En Diglo estaremos encantados de atenderte. Otras características Planta 02 Calificación Energética E

Characteristics

Bathrooms

2

Elevator

No

Year built

1996

Energy rating

E

Legal & cadastral analysis

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Cadastral data

Cadastral ref.
4556111BE6645N0005XZ
Cadastral area
160 m²
Year built
1996
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

47/100

Confidence: Medium

Score breakdown

Zone delta
19/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
7/15
Zone liquidity
0/15

Vivienda de 160.00m² en Alcala Xivert a 688€/m² (mediana zona 1004€/m², delta -31.5%). Estado Mejorable. Posesión desconocida. Zona muy_baja, inventario reciente (56 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 173 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Descuento del -31.5% frente a la mediana zonal (1004€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Alcala Xivert, Castellon

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-31.5%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,005 /m²
This asset
€688 /m²
Samples
208
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€110,000
Transfer tax (ITP) 10% — Comunitat Valenciana€11,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€385
Estimated total investment€122,385
Estimated refurbishment (state: mejorable)€64,000 – €112,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceDiglo
On Atalaya since21 Jul 2026
Last updated15 Sept 2026
See all bank-owned properties in Alcalà de Xivert

Aggregated data from public sources and servicer Diglo. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing