AtalayaAtalaya

Calle Magnet

Manresa, Barcelona • Retail • Ref: #3B680885

€22,000
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Size

26 m²

Price / m²

€832

OccupancyVacant
69
Calle Magnet — Manresa
Photo: Solvia
1 / 12

AI visual analysis

Automated analysis · physical condition

12 of 12 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Local comercial con una superficie de 26,45 m² aproximadamente, se encuentra en el municipio de Manresa, en la provincia de Barcelona. Se encuentra distribuido en una planta que se distribuye en una sala diáfana. Cuenta con un escaparate amplio y con una gran cristalera. El local posee acceso directo desde la calle, se encuentra en el planta baja de un edificio plurifamiliar. Las viviendas del entorno corresponden a edificios plurifamiliares, teniendo el barrio carácter urbano consolidado. Entorno con equipamientos completos: médico-sanitario, docente, religioso, comercial, zonas verdes y deportivas. Comunicaciones completas con el resto de la provincia por carreteras y autopistas, servicios de autobuses interurbanos. Buenas comunicaciones con el resto de la ciudad.

Characteristics

Elevator

No

Pool

No

Air conditioning

No

Heating

No

Garden

No

Energy rating

F

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
2001308DG0220A

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 919 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Retail location
20/25
Legal liens
10/15
Zone liquidity
14/15

Local comercial planta calle de 26.45m² en Manresa a 832€/m² (mediana zona 481€/m², delta %). libre. Zona media, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 37 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −918 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Manresa, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+69.5%Above anchor
Scope
City
Zone median
€491 /m²
This asset
€832 /m²
Samples
33
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€22,000
Transfer tax (ITP) 10% — Cataluña€2,200
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€25,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2024 (919 days)
On Atalaya since9 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing