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Crtra Garrucha Villaricos - Cc. Puerto Rey

Vera, AlmeríaRetailRef: #3B28B47B

€25,000
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Size

57 m²

Price / m²

€440

OccupancyVacant
60
Crtra Garrucha Villaricos - Cc. Puerto Rey — Vera
Photo: Solvia
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AI visual analysis

Automated analysis · physical condition

11 of 11 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • Fachada: La fachada presenta signos de desgaste y suciedad, especialmente en las zonas superiores y en los letreros.
  • Exterior: El exterior del centro comercial muestra un aspecto algo anticuado, con elementos que podrían beneficiarse de una actualización.
  • Pasillo: Los pasillos interiores tienen suelos de mármol que, aunque limpios, se ven algo desgastados y con un estilo que podría modernizarse.

descriptionDescription

Local comercial ubicado en la localidad de Vera, provincia de Almería. Se trata de un espacio abierto dentro de un centro comercial con una superficies de de 57 m². Pertenecen a un conjunto urbanístico comercial terminado. El centro comercial en el que se sitúan estos locales, tiene un total de 59 locales comerciales, 28 apartamentos, 67 garajes, 3 oficinas y 28 trasteros. Se sitúa en la periferia de casco urbano a unos 500 metros al este de la primera línea de playa. La situación e identificación del centro dentro de la trama urbana es sencilla y dispone de fácil aparcamiento y accesibilidad. Tiene buenas comunicaciones con su entorno más próximo. En cuanto a las vías de acceso por carretera, las más habituales por su uso son AL-7107 y A-352. Con nuestros servicios podrá conocer las posibilidades reales para instalar su negocio en este local y comenzar su actividad cuanto antes. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
5287009XG0158N

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 2048 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

60/100

Confidence: High

Score breakdown

Zone delta
Not assessable
Possession
20/20
Retail location
Not assessable
Legal liens
10/15
Zone liquidity
0/15

Local comercial planta unknown de 56.85m² en Vera a 440€/m² (mediana zona 434€/m², delta %). libre. Zona media, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 56 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • 2047 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Vera, Almería

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+4.5%In line
Scope
Province (MITMA)
Zone median
€421 /m²
This asset
€440 /m²
Samples
51
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€25,000
Transfer tax (ITP) 7% — Andalucía€1,750
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€28,050
Estimated refurbishment (state: mejorable)€22,500€40,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJan 2021 (2048 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Vera by AI score

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing