AtalayaAtalaya

Calle Pozo Nieves

San Clemente, Cuenca • Apartment • Ref: #38B6CFF2

€95,000
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Size

91 m²

Price / m²

€1,041

Rooms

3

OccupancyVacant
41
Calle Pozo Nieves — San Clemente
Photo: Solvia
1 / 16

AI visual analysis

Automated analysis · physical condition

16 of 16 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Promoción de pisos Piso de segunda mano en venta de situado en San Clemente, Cuenca. Se localizan al norte de la localidad. En sus inmediaciones dispone de centros de enseñanza, polideportivo y pequeño comercio. Están distribuidos en en salón-comedor, cocina, 3 dormitorios y 2/3 baños, según vivienda. Cuentan con garaje y trastero. Tienen buen acceso rodado por carretera. Con nuestros servicios podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Elevator

Yes

Year built

2009

Pool

No

Air conditioning

No

Heating

No

Garden

No

Energy rating

E

gavelLegal & cadastral analysis

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assignmentCadastral data

straightenUnreconciled surface: the listing states 91.3 m² but the cadastre records 152 m² (+66%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
9724935WJ4692S0029UI
Cadastral area
152 m²
Year built
2009
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 919 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

41/100

Confidence: High

Score breakdown

Zone delta
1/30
Possession
20/20
Physical state
Not assessable
—
Legal liens
10/15
Zone liquidity
2/15

Vivienda de 91.30m² en San Clemente a 1041€/m² (mediana zona 911€/m², delta +14.3%). Estado Pendiente De Análisis Visual. Posesión libre. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −Precio +14.3% por encima de mediana zonal
  • −917 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

San Clemente, Cuenca

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+14.3%Above anchor
Scope
Province (MITMA)
Zone median
€911 /m²
This asset
€1,041 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

+236.9%Above anchor
Scope
Province (MITMA)
Zone median
€309 /m²
This asset
€1,041 /m²
Samples
75
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€95,000
Transfer tax (ITP) 9% — Castilla-La Mancha€8,550
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€333
Estimated total investment€104,883

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2024 (919 days)
On Atalaya since29 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing