AtalayaAtalaya

Calle Castanyer, 3- Urbanización Loma de la Virgen

Picassent, Valencia • Apartment · Auction • Ref: #384ACBA6

€350,235
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OccupancyOccupied · type to verify
35
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

URBANA. CASA. tipo chalet, en Picassent, Urbanización Loma de la Virgen, calle Castanyer, 3 compuesta de planta baja que ocupa una superficie de doscientos cuatro metros cuadrados, teniendo una superficie construida de ciento setenta y ocho metros cuadrados de los que veintiséis metros cuadrados son el cincuenta por ciento de las superficies de dos terrazas. La Vivienda está distribuida en baño, cocina, tres dormitorios, comedor-salón y un espacio para usos múltiples.La parcela de una superficie aproximada de mil doscientos cuarenta y seis metros cuadrados, dispone de construcciones auxiliares que se destinan a baño, paellero, garaje y piscina en planta baja y un trastero en semisótano. Linda en su conjunto: Norte, Antonio Expósito Molina; Sur , con camino;Este, Victoriano Belmar y Oeste, Antonio Expósito Molina

gavelLegal & cadastral analysis

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balanceLegal analysis (AI)

Ocupaciónocupada
Cargas (€)€320,518
Detalle cargasHIPOTECA a favor de CAIXABANK, SOCIEDAD ANÓNIMA, por 320517.57 EUR de principal, más 22436.23 EUR de intereses y 91347.51 EUR para cobertura de intereses de demora, y 6410.35 EUR para gastos, impuestos y tributos. ANOTACIÓN PREVENTIVA DE EMBARGO sobre UN VEINTICINCO POR CIENTO de la NUDA PROPIEDAD de Doña María del Carmen Cabello Gutiérrez, a favor de la HACIENDA PÚBLICA, por 5355.09 EUR de principal, 1480.74 EUR de intereses y 500 EUR de costas, total 7335.83 EUR.
Hipoteca€320,518
Embargos€7,336
Puja mínima€350,235
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgohigh
Litigioshipoteca, embargo, usufructo, anotacion_preventiva
Análisis riesgoLa propiedad está ocupada y es vivienda habitual del demandado, lo que puede complicar el desalojo. Además, existen múltiples cargas y un embargo sobre la nuda propiedad, lo que aumenta el riesgo para el comprador.

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

35/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
10/20
Physical state
Not assessable
—
Legal liens
6/15
Zone liquidity
0/15
BOE bonus
3/6

Subasta BOE en Picassent a 350,235€. Sin tasación de referencia publicada. Posesión con ocupación a verificar. Subasta cierra en 5 días (inminente).

trending_upStrengths

  • +Subasta inminente: cierre en 5 días, ventana de decisión limitada (presión vendedora)
  • +Vivienda habitual del deudor: activo real ocupado por propietario, no nominal

warningRisks

  • −Sin referencia zonal disponible
  • −Ocupación judicial sin detalle: verificar in situ antes de pujar
  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Picassent, Valencia

Estimated acquisition costs

Asset price€350,235
Transfer tax (ITP) 10% — Comunitat Valenciana€35,024
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,226
Estimated total investment€387,485

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 21 September 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (22 days)
On Atalaya since8 Sept 2026
Last updated11 Sept 2026

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing