AtalayaAtalaya

Piso en Rafael Beca

Isla Mayor, Sevilla • Apartment • Ref: #382AC563

€49,000
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Size

155 m²

Price / m²

€316

Rooms

3

OccupancyUnconfirmed
29
Piso en Rafael Beca — Isla Mayor
Photo: Hipoges
1 / 5

AI visual analysis

Automated analysis · physical condition

5 of 5 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: La fachada presenta suciedad y desconchones en la pintura, lo que indica falta de mantenimiento.
  • •Balcon: Los balcones tienen barandillas oxidadas y la pintura de la base está deteriorada.
  • •Exterior: El aspecto general del exterior sugiere que la propiedad necesita una renovación estética.

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Vivienda unifamiliar, se encuentra en deterioro, ubicada en el municipio de Isla Mayor de la provincia de Sevilla, cuenta con una superficie construida de 155 m² aproximadamente. Vivienda con tres planta se compone de cocina, comedor-estar, dos dormitorios y un baño. Se encuentra en una zona tranquila y bien comunicada, alcance de todos los servicios que dispone el municipio, equipamiento escolar, deportivo, centro de salud, entre otros, y dispone de fácil acceso a carreteras. Necesita reforma integral. Estado interior con múltiples opciones y posibilidades para reformar/actualizar. Inmejorable inmueble para desarrollar tu proyecto de reforma o adecuación. Diseña el hogar de tus sueños a medida, gracias a los numerosos atractivos de la vivienda. Isla Mayor es un municipio español de la provincia de Sevilla, Andalucía. Se encuentra en la llanura marismeña del río Guadalquivir. Está situado muy cerca del parque natural de Doñana.El núcleo del municipio "Isla Mayor" se encuentra junto al antiguo brazo de los Jerónimos, entre el espacio de Entremuros y el Guadalquivir. Está situado al final de la carretera autonómica A-8050, al sur de la Puebla del Río, de la que separó administrativamente en 1994. Por lo tanto tendrás cercanos todos los servicios, equipamientos y atractivos necesarios para establecer tu nuevo hogar. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

2

Floor

2

Elevator

No

Terrace

No

Parking

No

Year built

1979

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

G

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 155 m² but the cadastre records 1262 m² (+714%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
2239602QB5123N
Cadastral area
1262 m²
Year built
1979
Cadastral use
Industrial

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

29/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
7/15
Zone liquidity
0/15

Vivienda de 155.00m² en Isla Mayor a 316€/m² (mediana zona 1936€/m², delta -83.7%). Estado Mejorable. Posesión desconocida. Zona muy_baja, inventario reciente (3 días).

trending_upStrengths

  • +Descuento del -83.7% frente a la mediana zonal (1936€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Isla Mayor, Sevilla

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-83.7%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,936 /m²
This asset
€316 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-71.4%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,106 /m²
This asset
€316 /m²
Samples
759
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€49,000
Transfer tax (ITP) 7% — Andalucía€3,430
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€53,730
Estimated refurbishment (state: mejorable)€62,000 – €108,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since27 Aug 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing