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AtalayaAtalaya

House in Jaén

Jaén • Auction • Ref: #375546ED

€429,300
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OccupancyUnconfirmed
51
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

Description

“URBANA. TROZO DE TERRENO secano, en Cerro Molina, conocida por los Colorados, término de Jaén, con dos mil doscientos veinticinco metros y setenta y ocho decímetros —cuadrados.- Linda: Norte, resto de donde se segregó; Oeste y Sur, camino de Los -. Yesares; Este, terreno de Juan del Moral, hoy calle Santa Ana; y según el Catastro linda: al frente, calle Santa Ana; derecha y fondo, paseo de Santa María; izquierda, de Jacinto Fuentes: García Y LA FINCA 001611400VG38Dde titular desconocido, hoy también de Jacinto Fuentes García.- Dentro de su perímetro existe una CASA DE CAMPO que según el Catastro tiene una superficie construida de ciento sesenta y tres metros cuadrados.- “Consta de una sola planta, distribuida en diferentes departamentos, habitaciones, servicios y porche.- Linda por todos sus puntos con la parcela donde está enclavada.- Referencia catastral: 001601900VG38D0001EDP”

Legal & cadastral analysis

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Legal analysis (AI)

Ocupacióndesconocido
Cargas (€)€568,493
Detalle cargasHipoteca a favor de PROMONTORIA ALOE DESIGNATE ACTIVITY COMPANY por 203000 euros de principal, 16240 euros de intereses ordinarios, 73080 euros de intereses moratorios y 30450 euros para costas y gastos. Embargo a favor de COMUNIDAD AUTONOMA ANDALUCIA por 24633.85 euros. Embargo a favor de ESTADO ESPAÑOL-HACIENDA PUBLICA por 41679.91 euros. Embargo a favor de ESTADO ESPAÑOL-HACIENDA PUBLICA por 282758.79 euros.
Hipoteca€322,770
Embargos€349,073
Puja mínima€429,300
Fase judicialejecucion
Nivel de riesgohigh
Litigioshipoteca, embargo
Análisis riesgoLa propiedad tiene múltiples embargos y una hipoteca, sumando un total de cargas que supera significativamente el valor de subasta. La ocupación es desconocida, lo que añade un riesgo adicional.

Cadastral data

Cadastral ref.
001601900VG38D0001EDP

How to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

51/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
6/15
Zone liquidity
9/15
BOE bonus
1/6

Subasta BOE en Jaén a 429,300€. Sin tasación de referencia publicada. Posesión desconocida. Subasta cierra en 5 días (inminente).

Strengths

  • +Subasta inminente: cierre en 5 días, ventana de decisión limitada (presión vendedora)

Risks

  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Jaén, Jaén

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

—
Scope
Municipality
Zone median
€1,389 /m²
Period
septiembre 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€429,300
Transfer tax (ITP) 7% — Andalucía€30,051
Notary (est.)€644
Land Registry (est.)€429
Admin agency (est.)€1,503
Estimated total investment€461,927

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 21 September 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (24 days)
On Atalaya since16 Sept 2026
Last updated16 Sept 2026

Zone comparables

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing