AtalayaAtalaya

Zona Universidad

Alcalá de Henares, Madrid • Retail • Ref: #35F9F0FD

€199,999
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Size

160 m²

Price / m²

€1,250

OccupancyVacant
69
Zona Universidad — Alcalá de Henares
Photo: Solvia
1 / 21

AI visual analysis

Automated analysis · physical condition

21 of 21 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Encuentra Local comercial en venta en Alcalá de Henares con Solvia. Te ofrecemos la mejor selección de activos inmobiliarios para que pongas en marcha todos tus proyectos. Se vende magnífico local con uso principal de ocio y hostelería. Consta con una superficie útil de 137 m² y 8’5 m² de fachada, es un local insonorizado. Ideal inversores. El local está situado a pocos metros de la estación de Renfe y a un paso del casco antiguo de Alcalá de Henares. Cuenta con todos los servicios de transporte urbano e interurbano, centro médico, supermercados y demás servicios de alimentación. A pocos minutos caminando se encuentra la Universidad de Alcalá de Henares, que imparte titulaciones oficiales de grado, postgrado, estudios propios y cursos de formación continua. En Solvia ponemos a tu alcance de forma rápida y sencilla todo tipo de Locales en Alcalá de Henares para tu negocio. Esta publicación se realiza a instancias de un Comercializador de SOLVIA. SOLVIA no participa de la intermediación, ni se responsabiliza de la veracidad de los datos e información publicada a instancias del Comercializador.

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 777 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Retail location
Not assessable
—
Legal liens
10/15
Zone liquidity
8/15

Local comercial planta unknown de 160.00m² en Alcalá de Henares a 1250€/m² (mediana zona 1082€/m², delta %). libre. Zona baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 112 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −776 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Alcalá de Henares, Madrid

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+21.5%Above anchor
Scope
Province (MITMA)
Zone median
€1,029 /m²
This asset
€1,250 /m²
Samples
104
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€199,999
Transfer tax (ITP) 6% — Madrid€12,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€700
Estimated total investment€213,699

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJul 2024 (777 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing