AtalayaAtalaya

Cm Gardenia

Ogíjares, Granada • House • Ref: #35F8DAFB

€254,600-33% vs area market
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Size

195 m²

Price / m²

€1,308

Rooms

3

OccupancyVacant
67
Cm Gardenia — Ogíjares
Photo: Solvia
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AI visual analysis

Automated analysis · physical condition

33 of 33 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •El salón presenta suelos de mármol y paredes en buen estado, aunque la estufa de pellets y el aire acondicionado son elementos que podrían ser más modernos.
  • •Los dormitorios tienen paredes pintadas en colores vivos y radiadores, pero la decoración general se ve algo anticuada.
  • •La fachada de la propiedad muestra un buen estado general, con balcones y rejas, y un cartel de "SE VENDE".

descriptionDescription

Chalet adosado de 195 m² ubicado en Ogíjares, Granada. Se trata de un chalet adosado de dos plantas y un sótano con una superficie de 195 m² distribuidos en salón-comedor, cocina, 3 dormitorios y 2 baños. Chalet adosado situado en núcleo urbano, con buenos accesos por la A-44 y la GR-30. Dispone de transporte público mediante varias líneas de autobús interurbano que conectan con Granada y municipios cercanos. En la zona se pueden encontrar servicios como supermercados, restaurantes, instalaciones deportivas, centros educativos, oficinas bancarias y otros negocios comerciales. Cerca del centro comercial Nevada Shopping y a pocos minutos del Parque Tecnológico de la Salud. Con nuestros servicios podrá encontrar el chalet adosado que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Year built

2002

Energy rating

E

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
4489117VG4048N0009QE
Cadastral area
194 m²
Year built
2002
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

67/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
7/15

Vivienda de 194.72m² en Ogíjares a 1308€/m² (mediana zona 1950€/m², delta -32.9%). Estado Mejorable. Posesión libre. Zona muy_baja, 123 días en mercado.

trending_upStrengths

  • +Descuento del -32.9% frente a la mediana zonal (1950€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Ogíjares, Granada

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-32.9%Strong opportunity
Scope
Municipality
Zone median
€1,950 /m²
This asset
€1,308 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+105.0%Above anchor
Scope
Province (MITMA)
Zone median
€638 /m²
This asset
€1,308 /m²
Samples
336
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€254,600
Transfer tax (ITP) 7% — Andalucía€17,822
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€891
Estimated total investment€274,313
Estimated refurbishment (state: mejorable)€78,000 – €136,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceApr 2026 (125 days)
On Atalaya since29 Aug 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing