Flat For Sale In C de les Agudes 8 10 Girona Girona

Santa Eugènia De Ter, Girona • Apartment • Ref: #358C9A42

€111,900-39% vs area market

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Size

55 m²

Price / m²

€2,035

Rooms

OccupancyUnconfirmed

Flat For Sale In C de les Agudes 8 10 Girona Girona — Santa Eugènia De Ter, Girona

Photo: Servihabitat

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AI visual analysis

Automated analysis · physical condition

16 of 16 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

•Salon: Las paredes necesitan pintura y el suelo de parquet muestra desgaste.
•Cocina: Los muebles son funcionales pero el diseño es algo anticuado y faltan electrodomésticos.
•Baño: El baño está operativo, pero los azulejos y sanitarios son de un estilo más antiguo.
•Dormitorio: Las paredes están sucias y el suelo de parquet tiene marcas de uso.

descriptionDescription

C. De Les Agudes, 8-10. Estado: second-hand. Extras: lift

Characteristics

Bathrooms

Elevator

Yes

Heating

Yes

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.

3674616DG8437D

routeHow to buy this asset from the bank

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1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
check_box_outline_blankCommunity-debt certificate and approved special levies.
check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

68/100

Confidence: Medium

Score breakdown

Zone delta: 25/30
Possession: —
Physical state: 14/25
Legal liens: 7/15
Zone liquidity: 12/15

Vivienda de 55.00m² en Girona a 2035€/m² (mediana zona 3325€/m², delta -38.8%). Estado Mejorable. Posesión desconocida. Zona baja, inventario reciente (11 días).

trending_upStrengths

+Descuento del -38.8% frente a la mediana zonal (3325€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Santa Eugènia De Ter, Girona, Girona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-38.8%Strong opportunity

Scope: Municipality
Zone median: €3,325 /m²
This asset: €2,035 /m²
Period: mayo 2026
Source: Idealista

account_balancevs other bank assets

+47.5%Above anchor

Scope: Postal code
Zone median: €1,380 /m²
This asset: €2,035 /m²
Samples: 9
Source: Atalaya (bank inventory)

Estimated acquisition costs

Asset price€111,900

Transfer tax (ITP) 10% — Cataluña€11,190

Notary (est.)€600

Land Registry (est.)€400

Admin agency (est.)€392

Estimated total investment€124,482

Estimated refurbishment (state: mejorable)€22,000 – €38,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceServihabitat

On Atalaya since19 Aug 2026

Last updated31 Aug 2026

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Aggregated data from public sources and servicer Servihabitat. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing