AtalayaAtalaya

Apartment in Collado Villalba

Calle Pardo de Santallana, s/n

Collado Villalba, Madrid • Ref: #35547706

€240,000
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Size

89 m²

Price / m²

€2,696

Rooms

3

OccupancyOccupied · legal tenantDeduced by AI
42
Calle Pardo de Santallana, s/n — Collado Villalba
Photo: aliseda
1 / 17

AI visual analysis

Automated analysis · physical condition

17 of 17 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Cocina: presenta manchas de humedad en el techo y los muebles son de un estilo anticuado.
  • •Dormitorio: uno de los dormitorios tiene las paredes sucias y un armario de tela.
  • •Baño: el baño tiene azulejos de estilo antiguo y la bañera es pequeña y básica.

Description

Piso de 3 dormitorios con terraza y vistas en Collado Villalba Descripción: Piso de 89 m² construidos, en 4º sin ascensor, en Collado Villalba — ideal para quienes buscan luz, comodidad y una distribución funcional. Dispone de 3 dormitorios, baño, cocina amueblada y equipada (con caldera y radiadores nuevos), salón y terraza con bonitas vistas. El dormitorio principal incluye un amplio armario empotrado. Actualmente se encuentra alquilada y al corriente de pago. Ubicado cerca de todos los servicios, es perfecto tanto para vivir como para invertir: está alquilado y los pagos están al corriente.

Characteristics

Bathrooms

1

Floor

4

Elevator

No

Terrace

No

Parking

No

Year built

1974

Pool

No

Air conditioning

Yes

Heating

No

Storage room

No

Garden

No

Energy rating

En tr

Legal & cadastral analysis

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Cadastral data

Cadastral ref.
4684801VK1948S0029MW
Cadastral area
89 m²
Year built
1974
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 309 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

42/100

Confidence: High

Score breakdown

Zone delta
4/30
Possession
12/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
4/15

Vivienda de 89.00m² en Collado Villalba a 2696€/m² (mediana zona 2765€/m², delta -2.5%). Estado Mejorable. Posesión con inquilino legal. Zona muy_baja, 299 días en mercado.

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Collado Villalba, Madrid

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-2.5%In line
Scope
Municipality (MITMA)
Zone median
€2,765 /m²
This asset
€2,696 /m²
Samples
235
Period
Q4-2025
Source
MITMA

vs other bank assets

-5.1%In line
Scope
Postal code
Zone median
€2,841 /m²
This asset
€2,696 /m²
Samples
5
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€240,000
Transfer tax (ITP) 6% — Madrid€14,400
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€840
Estimated total investment€256,240
Estimated refurbishment (state: mejorable)€35,500 – €62,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceDec 2025 (309 days)
On Atalaya since1 Sept 2026
Last updated9 Oct 2026

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Aggregated data from public sources and servicer aliseda. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing