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Apartment in Vilagarcía de Arousa

San Roque, Vilagarcía de Arousa, Pontevedra • Auction • Ref: #348CEB2D

€6,151
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Size

89 m²

Rooms

3

OccupancyUnconfirmed
55
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

Description

Finca 30546 Vilagarcía de Arousa sita en Rúa Celso Emilio Ferreiro, Nº3, Portal I, 1ºC Piso destinado a vivienda, señalado con la letra "C", en la planta primera del edificio, con entrada por el Portal I, de un edificio situado en la Rúa Celso Emilio Ferreiro, número tres, de Vilagarcía de Arousa. Tiene como ANEJOS: la Plaza de Garaje número TRES, de unos 10 metros cuadrados; y el Trastero número TRES, de unos 2,54 metros cuadrados; ambos en la planta de sótano primero.

Characteristics

Bathrooms

2

Year built

2003

Legal & cadastral analysis

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Legal analysis (AI)

Ocupacióndesconocido
Cargas (€)€0
Detalle cargasSin cargas preferentes subsistentes. La ejecución se sigue en virtud del crédito derivado de la hipoteca de inscripción 6ª/7ª a favor del ejecutante GANDARA SV.
Hipoteca€0
Embargos€0
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgomedium
Litigioshipoteca, embargo, anotacion_preventiva, afeccion_fiscal, tanteo
Análisis riesgoSe trata de una Vivienda de Protección Oficial (VPO) con limitaciones legales para licitadores (ingresos, persona física, destino a vivienda habitual) y derecho de tanteo autonómico, con situación posesoria no acreditada.

Cadastral data

straightenUnreconciled surface: the listing states 89.09 m² but the cadastre records 157 m² (+76%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
9760023NH1196S0009LW
Cadastral area
157 m²
Year built
2003
Cadastral use
Residential

How to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

55/100

Confidence: Low

Score breakdown

Zone delta
30/30
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
4/15
Zone liquidity
Not assessable
—

Subasta BOE en Vilagarcía de Arousa. Puja mínima 6,151€ vs tasación 123,019€ (descuento judicial 95.0%). Posesión desconocida. Subasta cierra en 19 días.

Strengths

  • +Descuento judicial del 95.0% sobre tasación (6,151€ vs 123,019€)
  • +Subasta inminente: cierre en 19 días, ventana de decisión limitada (presión vendedora)

Risks

  • −Documentación judicial aún sin parsear: cargas y procedimiento por confirmar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

San Roque, Vilagarcía de Arousa, Pontevedra

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-94.8%Strong opportunity
Scope
Municipality (MITMA)
Zone median
€1,316 /m²
This asset
€69 /m²
Samples
109
Period
Q4-2025
Source
MITMA

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€6,151
Transfer tax (ITP) 9% — Galicia€554
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€8,005

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 26 October 2026 at 17:00

Listing intel

SourceBOE Auctions
On the market sinceOct 2026 (26 days)
On Atalaya since6 Oct 2026
Last updated6 Oct 2026

Zone comparables

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View analysis

Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing