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House in Castelldans

Castelldans, Lleida • Ref: #34161AB6

€81,000
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Size

200 m²

Price / m²

€405

Rooms

4

OccupancyUnconfirmed
38
House in Castelldans — Castelldans
Photo: Altamira
1 / 14

AI visual analysis

Automated analysis · physical condition

14 of 14 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •La fachada de la propiedad principal muestra signos de desgaste y suciedad.
  • •Los balcones y sus barandillas de hierro forjado parecen antiguos y con necesidad de mantenimiento.
  • •Las puertas de garaje y la puerta de entrada principal son de madera y se ven envejecidas.

Description

Casa en Cl Major, 23, Castelldans, Lleida. Superficie: 200 m², 4 habitaciones, 1 baños.

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Year built

1920

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Legal & cadastral analysis

expand_more

Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 200 m² but the cadastre records 405 m² (+102%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
3667044CF1936N
Cadastral area
405 m²
Year built
1920
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 598 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

38/100

Confidence: Low

Score breakdown

Zone delta
8/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 200.00m² en Castelldans a 405€/m² (mediana zona 448€/m², delta -9.6%). Estado Mejorable. Posesión desconocida. Zona muy_baja, stock estancado (573 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 279 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Risks

  • −573 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Castelldans, Lleida

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-10.0%Good price
Scope
Province (MITMA)
Zone median
€450 /m²
This asset
€405 /m²
Samples
315
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€81,000
Transfer tax (ITP) 10% — Cataluña€8,100
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€90,400
Estimated refurbishment (state: mejorable)€80,000 – €140,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
9 Apr 2026
€90,000arrow_forward€81,000-10%

Listing intel

SourceAltamira
On the market sinceMar 2025 (598 days)
On Atalaya since11 Apr 2026
Last updated24 Oct 2026
See all bank-owned properties in Castelldans

Aggregated data from public sources and servicer Altamira. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing