AtalayaAtalaya

Retail in Vilafranca del Penedès

Calle Cl la Fruita, s/n

Vilafranca del Penedès, Barcelona • Ref: #33E4D224

€116,000
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Size

648 m²

Price / m²

€179

OccupancyVacant
69
Calle Cl la Fruita, s/n — Vilafranca del Penedès
Photo: sareb
1 / 14

AI visual analysis

Automated analysis · physical condition

14 of 14 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: Local comercial a pie de calle con cerramiento acristalado y estructura de acceso instalada.
  • •Salon: Interior totalmente en bruto y en fase de obra, con estructura de hormigon visto y forjados sin terminar.
  • •Pasillo: Espacios diafanos sin pavimentar, con escaleras de hormigon sin barandillas ni revestimientos.

Description

Local comercial ubicado en el municipio de Vilafranca del Penedés, con entrada por calle de la Fruita. Se trata de un local en bruto con acceso desde calle y amplio escaparate, muy luminoso. Distribuido en 2 plantas con acceso a éstas mediante escalera interior privativa. Actualmente se encuentra sin divisiones por lo que se trata de un local diáfano con muchas posibilidades. Finca construida en el año 2005. Registralmente son 3 fincas registrales unidas sin división. La superficie construida total es de 648m2 y la superficie útil suma un total de 554 m2. En relación a la planta baja cuenta con 308 m2 útil y 246 m2 en planta altillo. *Certificado sobre presencia/ausencia de amianto en trámite

Characteristics

Elevator

No

Terrace

No

Parking

No

Year built

2005

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 648 m² but the cadastre records 194 m² (-70%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
1182327CF9718S0005KX
Cadastral area
194 m²
Year built
2005
Cadastral use
Commercial

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 2916 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Retail location
20/25
Legal liens
10/15
Zone liquidity
0/15

Local comercial planta calle, multi-planta de 648.00m² en Vilafranca del Penedès a 179€/m² (mediana zona 685€/m², delta %). libre. Zona baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 566 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Aliseda declara el activo con posesión: libre para entregar

Risks

  • −2897 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Vilafranca del Penedès, Barcelona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-71.9%Strong opportunity
Scope
Province (MITMA)
Zone median
€638 /m²
This asset
€179 /m²
Samples
621
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€116,000
Transfer tax (ITP) 10% — Cataluña€11,600
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€406
Estimated total investment€129,006

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
3 Oct 2026
€125,000arrow_forward€116,000-7.2%

Listing intel

SourceAliseda
On the market sinceOct 2018 (2916 days)
On Atalaya since27 Sept 2026
Last updated24 Oct 2026

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Aggregated data from public sources and servicer sareb. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing