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Calle Del Pedro

Bisbal D´empordà (la), GironaRetailRef: #336BDEF8

€59,000
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Size

75 m²

Price / m²

€792

Rooms

4

OccupancyUnconfirmed
47
Calle Del Pedro — Bisbal D´empordà (la)
Photo: Solvia
1 / 6

AI visual analysis

Automated analysis · physical condition

6 of 6 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • Fachada: La fachada de ladrillo visto presenta un aspecto descuidado con grafitis y vegetación.
  • Exterior: Las fotos muestran un entorno industrial o rural con edificios de aspecto antiguo y poco mantenimiento.
  • Exterior: Hay vallas metálicas y muros de ladrillo que delimitan las propiedades, con signos de óxido y deterioro.
  • Exterior: Se observan contenedores de basura y cableado aéreo, lo que sugiere un entorno poco cuidado.

descriptionDescription

Local comercial de 74,5 m² ubicado en La Bisbal d’Empordà, Girona. Se trata de un local comercial de 74,5 m² distribuidos en varias dependencias. Cuenta con acceso directo desde la calle, lo que facilita la entrada y salida de clientes y proveedores. El local comercial se sitúa en el núcleo urbano de La Bisbal d’Empordà, una localidad conocida por su tradición ceramista y su encanto histórico. Dispone de buenos accesos a través de la carretera C-66, que conecta con otras localidades cercanas y facilita la movilidad en la zona. Además, la localidad cuenta con servicio de autobuses interurbanos, lo que permite una conexión fluida con poblaciones vecinas y puntos de interés. En el entorno inmediato del local se encuentran diversos servicios esenciales, como supermercados, restaurantes, oficinas bancarias y otros negocios comerciales. La zona también dispone de centros educativos y equipamientos deportivos, lo que la convierte en un área dinámica y con gran actividad. Entre los puntos de interés destacados de La Bisbal d’Empordà se encuentran el Castell-Palau de La Bisbal, un edificio histórico emblemático, y el Terracotta Museu, dedicado a la cerámica, que atrae tanto a residentes como a visitantes. Con nuestros servicios podrá encontrar el local comercial que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente. Inmueble sujeto a 6 meses + 12 al 50% de renta. Consultar bases legales en el apartado de documentos de la ficha de producto.

Characteristics

Bathrooms

1

Energy rating

F

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
3151315EG0435S

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 262 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

47/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
Possession
Not assessable
Retail location
Not assessable
Legal liens
10/15
Zone liquidity
4/15

Local comercial planta unknown de 74.50m² en Bisbal D´empordà (la) a 792€/m² (mediana zona 546€/m², delta %). desconocida. Zona muy_baja, 255 días en mercado.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 123 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Bisbal D´empordà (la), Girona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+45.1%Above anchor
Scope
Province (MITMA)
Zone median
€546 /m²
This asset
€792 /m²
Samples
116
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€59,000
Transfer tax (ITP) 10% — Cataluña€5,900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€66,200
Estimated refurbishment (state: mejorable)€30,000€52,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJan 2026 (262 days)
On Atalaya since9 Sept 2026
Last updated23 Sept 2026

compare_arrowsZone comparables

Top 5 similar properties in Bisbal D´empordà (la) by AI score

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing