AtalayaAtalaya

Retail in Alhama de Murcia

Alhama de Murcia, Murcia • Ref: #32333FB2

€298,000
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Size

1095 m²

Price / m²

€272

OccupancyOccupied · type to verify
50
Retail in Alhama de Murcia — Alhama de Murcia
Photo: Solvia
1 / 26

AI visual analysis

Automated analysis · physical condition

26 of 26 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: edificio con planta baja en bruto, cerrada provisionalmente con fábrica de ladrillo sin revestir.
  • •Garaje: espacio completamente diáfano en estructura de hormigón visto, sin pavimentar ni revestimientos en paredes y techos.
  • •Exterior: obra en estado inacabado en la planta baja comercial o de garajes, con instalaciones básicas vistas colgadas del forjado.

Description

Local comercial a pie de calle, de gran amplitud, consta de 1.095,17 m² de superficie construida. Está ubicado en el municipio de Alhama de Murcia, en la provincia de Murcia. Está dotado de 40 m. de longitud de fachada con posibilidad de abrir diversas puertas o escaparates, y 20 m. de profundidad. El local posee forma rectangular muy aprovechable debido a la buena relación fachada fondo. Dotado de una altura libre 3,20 m. Posibilidad de segregar en varios locales independientes. Cuenta con dos amplias salidas de humos con aprox. 50 cm de diámetro. Apto para actividades de hostelería que necesiten cocina. Inmueble sin terminar. Obra parada.

Characteristics

Elevator

No

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

Legal & cadastral analysis

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Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
9610502XG3991B

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 958 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

50/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
10/20
Retail location
Not assessable
—
Legal liens
10/15
Zone liquidity
5/15

Local comercial planta unknown de 1095.16m² en Alhama de Murcia a 272€/m² (mediana zona 431€/m², delta %). con ocupación a verificar. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 181 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Risks

  • −948 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Alhama de Murcia, Murcia

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-31.5%Strong opportunity
Scope
Province (MITMA)
Zone median
€397 /m²
This asset
€272 /m²
Samples
208
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€298,000
Transfer tax (ITP) 8% — Murcia€23,840
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,043
Estimated total investment€323,883

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2024 (958 days)
On Atalaya since20 May 2026
Last updated9 Oct 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing