AtalayaAtalaya

Studio in Pilar de la Horadada

Urbanización Mil Palmeras

Pilar de la Horadada, Alicante • Ref: #322FE72F

€105,000
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Size

26 m²

Price / m²

€4,038

OccupancyUnconfirmed
51
Urbanización Mil Palmeras — Pilar de la Horadada
Photo: Solvia
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AI visual analysis

Automated analysis · physical condition

17 of 17 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •La fachada del edificio se ve en buen estado, con toldos y persianas funcionales.
  • •El balcón está bien mantenido, con mobiliario de exterior y vistas despejadas.
  • •El salón-cocina presenta un diseño funcional y limpio, con electrodomésticos modernos y mobiliario en buen estado.
  • •Los suelos de terracota en el interior están limpios y bien conservados.

Description

Descubre la mejor oferta inmobiliaria en Pisos de Particulares en Pilar de la Horadada con Solvia. La mejor selección de viviendas de segunda mano particular en venta, para que encuentres la casa que estás buscando. Estudio en venta en Pilar de la Horadada, dentro de la Urbanización Playa de las Mil Palmeras. La vivienda se ubica en una tercera planta sin ascensor, dispone de aproximadamente 21 m² y cuenta con un espacio diáfano que integra salón-comedor, cocina y zona de dormitorio en un mismo ambiente, además de un baño independiente y una agradable terraza privada de 4,70 m² ideal para disfrutar del clima mediterráneo. Además, se vende junto a amplio trastero en planta baja. Se encuentra en una zona tranquila y consolidada, cerca de la playa y rodeado de servicios, comercios y restaurantes, siendo una opción ideal como segunda residencia, apartamento vacacional o inversión. Grandes oportunidades en venta de viviendas de segunda mano en Pilar de la Horadada con Solvia. Esta publicación se realiza a instancias de un Comercializador de SOLVIA. SOLVIA no participa de la intermediación, ni se responsabiliza de la veracidad de los datos e información publicada a instancias del Comercializador.

Characteristics

Bathrooms

1

Elevator

No

Year built

1989

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 26 m² but the cadastre records 30 m² (+15%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
7558962XG9975N0019QP
Cadastral area
30 m²
Year built
1989
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

51/100

Confidence: High

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 26.00m² en Pilar de la Horadada a 4038€/m² (mediana zona 3935€/m², delta +2.6%). Buen Estado. Posesión libre. Zona muy_baja, 117 días en mercado.

Strengths

  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Pilar de la Horadada, Alicante

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

+2.6%In line
Scope
Municipality
Zone median
€3,935 /m²
This asset
€4,038 /m²
Period
2026-05
Source
Idealista

vs other bank assets

+176.8%Above anchor
Scope
Province (MITMA)
Zone median
€1,459 /m²
This asset
€4,038 /m²
Samples
1106
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€105,000
Transfer tax (ITP) 10% — Comunitat Valenciana€10,500
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€368
Estimated total investment€116,868

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJun 2026 (128 days)
On Atalaya since13 Sept 2026
Last updated9 Oct 2026
See all bank-owned properties in Pilar de la Horadada

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing