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Oficina en Calle Excuevas, Zaratán

Zaratán, Valladolid • Office • Ref: #30CA08C0

€96,900
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Size

550 m²

Price / m²

€176

OccupancyUnconfirmed
39
Oficina en Calle Excuevas, Zaratán — Zaratán
Photo: Cimenta2
1 / 8

AI visual analysis

Automated analysis · physical condition

8 of 8 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

descriptionDescription

Local comercial de 500m2 ,en planta primera, destinado a oficinas. Consta de cuatro oficinas independientes. Necesita reforma. Disponde de ascensor y se encuentra situado en centro urbano bien comunicado y con gran actividad comercial en la zona. Zaratán es un municipio al oeste de la provincia de Valladolid, a 5 km de la capital. Con una población de 6.300 habitantes.

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
1435402UM5113N

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 795 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

39/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
Not assessable
—
Grade
21/25
Legal liens
7/15
Zone liquidity
0/15

Oficina grado unknown, céntrica de 550.00m² en Zaratán a 176€/m² (mediana zona 653€/m², delta -73.0%). Posesión desconocida. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 268 listings bancarios del mismo national — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +Descuento del -73.0% frente a la mediana zonal (653€/m²)

warningRisks

  • −794 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Zaratán, Valladolid

Estimated acquisition costs

Asset price€96,900
Transfer tax (ITP) 8% — Castilla y León€7,752
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€339
Estimated total investment€105,991

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
23 Jul 2026
€137,000arrow_forward€96,900-29.27%

Listing intel

SourceCimenta2
On the market sinceJun 2024 (795 days)
On Atalaya since13 May 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Cimenta2. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing