AtalayaAtalaya

Barrio Lusa 10(a) ,. Urbanización Andra Mari, Chalet Nº 5-

Lusa - Castro Urdiales, Cantabria • House · Auction • Ref: #30494F1C

€399,191
open_in_newView original listing

Get new bank-owned properties in Lusa - Castro Urdiales under your budget by email. Free.

Size

302 m²

OccupancyUnconfirmed
36
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

Finca número 51693 inscrita en el Registro de la Propiedad de Castro Urdiales, al Tomo 705, libro 597, folio 142, inscripción 4ª.

gavelLegal & cadastral analysis

expand_more

balanceLegal analysis (AI)

Ocupacióndesconocido
Cargas (€)€433,746
Detalle cargasHipoteca a favor de PROMONTORIA YELLOWSTONE DESIGNATED ACTIVITY COMPANY por 415485 euros (315000 principal, 18033.75 intereses ordinarios, 82451.25 intereses de demora) y 27000 euros para costas. Anotación preventiva de embargo a favor de ICIAR RAMOS VILLAVERDE por 18649.81 euros de principal y 2983.96 euros de intereses y costas.
Hipoteca€412,112
Embargos€21,634
Fase judicialejecucion
Nivel de riesgohigh
Litigioshipoteca, anotacion_preventiva, afeccion_fiscal
Análisis riesgoLa propiedad tiene una hipoteca y un embargo, lo que indica un alto nivel de cargas. La ocupación es desconocida, lo que añade riesgo. La fase judicial es de ejecución, lo que implica que la subasta está activa.

assignmentCadastral data

straightenUnreconciled surface: the listing states 301.69 m² but the cadastre records 218 m² (-28%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
3301515VP8030S0005GL
Cadastral area
218 m²
Year built
2005
Cadastral use
Residential

routeHow to bid in this auction (BOE)

expand_more
  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

36/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
6/15
Zone liquidity
4/15
BOE bonus
3/6

Subasta BOE en Lusa - Castro Urdiales a 399,191€. Sin tasación de referencia publicada. Posesión desconocida. Subasta cierra en 8 días.

trending_upStrengths

  • +Subasta inminente: cierre en 8 días, ventana de decisión limitada (presión vendedora)
  • +Vivienda habitual del deudor: activo real ocupado por propietario, no nominal

warningRisks

  • −Sin referencia zonal disponible

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Lusa - Castro Urdiales, Cantabria

Estimated acquisition costs

Asset price€399,191
Transfer tax (ITP) 10% — Cantabria€39,919
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,397
Estimated total investment€441,507

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 24 September 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (19 days)
On Atalaya since5 Sept 2026
Last updated5 Sept 2026

Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing