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Apartment in Punta Umbría

Avenida De la Libertad 19, 4ºd

La Marina, Punta Umbria, Huelva • Auction • Ref: #2FB5A910

€152,995
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Size

115 m²

Rooms

3

OccupancyOccupied · type to verify
38
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

Description

LA QUE CONSTA EN LA CERTIFICACIÓN DE CARGAS, PUBLICADA EN EL BOE.

Legal & cadastral analysis

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Legal analysis (AI)

Ocupaciónocupada
Desahucio necesario
Detalle cargasUna hipoteca a favor de Caja de Ahorros y Pensiones de Barcelona (constituida en 1997 con vencimiento en 2018 por 48.090,87 € de principal). Al tratarse de división de cosa común no se cancela automáticamente y subsiste salvo que se acredite su pago/cancelación económica previa.
Puja mínima€152,995
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgohigh
Litigioshipoteca
Análisis riesgoInmueble ocupado por el hijo común de los copropietarios con derecho de uso controvertido, además de una hipoteca registral previa que no se cancela por ser subasta de división de cosa común y requiere verificar saldo vivo.

How to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

38/100

Confidence: Low

Score breakdown

Zone delta
13/30
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
4/15
Zone liquidity
Not assessable
—

Subasta BOE en Punta Umbria. Puja mínima 152,995€ vs tasación 218,564€ (descuento judicial 30.0%). Posesión desconocida. Subasta cierra en 19 días.

Strengths

  • +Descuento judicial del 30.0% sobre tasación (152,995€ vs 218,564€)
  • +Subasta inminente: cierre en 19 días, ventana de decisión limitada (presión vendedora)

Risks

  • −Sin referencia zonal disponible
  • −Documentación judicial aún sin parsear: cargas y procedimiento por confirmar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

La Marina, Punta Umbria, Huelva

Estimated acquisition costs

Asset price€152,995
Transfer tax (ITP) 7% — Andalucía€10,710
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€535
Estimated total investment€165,240

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 9 November 2026 at 17:00

Listing intel

SourceBOE Auctions
On the market sinceOct 2026 (9 days)
On Atalaya since20 Oct 2026
Last updated21 Oct 2026

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing