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Urbanización Ronda en el Mar Nº 14 1º Derecha, 29680- Estepona

Ronda del Mar, Estepona, Málaga • Apartment · Auction • Ref: #2E01ACD3

€262,500
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Size

100 m²

Rooms

3

OccupancyUnconfirmed
78
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

URBANA: NUMERO TRES, Vivienda situada en la planta primera en el ala derecha, del edificio señalado con el número catorced de la urbanización Ronda en el Mar ubicada en el sitio de las Peñas, partido de Cañada Ronda del término municipal de Estepona. Comprende una extensión superficial total de cien metros con cuarenta y dos decimentros cuadrados.- Se halla distribuida en estar-comedor, con terraza, tres dormitorios, cocina, baño y terraza-lavadero.- Y sus linderos generales son los siguientes: por la derecha entrando, con zona urbanizada que la separa del edificio señalado con el número quince; por la izquierda y por el fondo, con zona urbanizada próxima a a la vía de acceso a la urbanización; y por el frente, con zona común de acceso y con zona urbanizada frente al edificio señalado con el número trece. cuota: 16,67 por ciento.-

gavelLegal & cadastral analysis

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balanceLegal analysis (AI)

Ocupacióndesconocido
Fase judicialdesconocido
Nivel de riesgomedium
Litigioshipoteca, afeccion_fiscal
Análisis riesgoLa propiedad tiene una hipoteca que ha sido cedida varias veces, lo que podría indicar complejidad en el procedimiento. Además, existen afecciones fiscales que podrían generar deudas adicionales.

assignmentCadastral data

Cadastral ref.
NO CONSTA

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

78/100

Confidence: Medium

Score breakdown

Zone delta
25/30
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
15/15
Zone liquidity
5/15
BOE bonus
3/6

Subasta BOE en Estepona a 262,500€. Sin tasación de referencia publicada. Posesión desconocida. Subasta cierra en 14 días.

trending_upStrengths

  • +Descuento del -43.6% frente a la mediana zonal (4636€/m²)
  • +Subasta inminente: cierre en 14 días, ventana de decisión limitada (presión vendedora)
  • +Cargas en posición preferente: hipoteca primaria, sin cargas senior ocultas
  • +Cargas legales acotadas o inexistentes

warningRisks

  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Ronda del Mar, Estepona, Málaga

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-43.6%Strong opportunity
Scope
Municipality
Zone median
€4,636 /m²
This asset
€2,614 /m²
Period
septiembre 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€262,500
Transfer tax (ITP) 7% — Andalucía€18,375
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€919
Estimated total investment€282,794

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 8 October 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (5 days)
On Atalaya since18 Sept 2026
Last updated18 Sept 2026

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing