Deltebre, Tarragona • Apartment • Ref: #2BDD8951
€52,000Size
99 m²
Price / m²
€525
Photo: AltamiraAutomated analysis · physical condition
Physical condition
Photo quality
Model observations
Elevator
No
Terrace
No
Parking
No
Pool
No
Air conditioning
No
Heating
No
Storage room
No
Garden
No
Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.
handshakeThis asset has been listed for 217 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.
Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.
Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.
In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.
General informative content, not legal or investment advice. Verify every point with your advisor before committing.
Alpha Rating
ANALYZE
Confidence: Low
Score breakdown
Vivienda de 99.00m² en Deltebre a 525€/m² (mediana zona 1624€/m², delta -67.7%). Estado Mejorable. Posesión desconocida. Zona muy_baja, 216 días en mercado.
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Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.
Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.
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View analysisarrow_forwardAggregated data from public sources and servicer Altamira. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing
