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Piso a Demoler Cl Canalejas, la Unión

La Unión, Murcia • Apartment • Ref: #2B100621

€40,300
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Size

108 m²

Price / m²

€373

Rooms

3

OccupancyUnconfirmed
66
Piso a Demoler Cl Canalejas, la Unión — La Unión
Photo: Cimenta2
1 / 6

AI visual analysis

Automated analysis · physical condition

6 of 6 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: La fachada presenta desconchones y suciedad generalizada, especialmente en la parte inferior.
  • •Exterior: Se observan cables eléctricos expuestos y desordenados en la fachada, así como rejas en las ventanas que denotan antigüedad.
  • •Balcon: Los balcones tienen barandillas de hierro que muestran signos de óxido y desgaste.

descriptionDescription

Vivienda a demoler situada en edificio residencial en el municipio de La Unión, en la provincia de Murcia. El edificio cuenta con 3 plantas sin ascensor. La vivienda esta distribuida en salón, cocina, 3 dormitorios y 1 baño. El inmueble fue construido en 1910 y se encuentra en una zona urbana y céntrica de la localidad, en un edificio plurifamiliar en esquina de manzana cerrada. A 17 km de Cartagena, cuenta con fácil acceso a través de la carretera N-332 y autovía RM-12. Está cerca del Parque Minero de La Unión, de la Plaza de Joaquín Costa y de la Catedral del Cante de las Minas. A su alrededor podemos encontrar gran variedad de servicios como comercios, centros educativos, centro de salud, farmacias, cajeros, bares y restaurantes.

Characteristics

Bathrooms

2

Elevator

No

Year built

1910

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
7657203XG8675N

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

66/100

Confidence: Medium

Score breakdown

Zone delta
30/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
7/15
Zone liquidity
5/15

Vivienda de 108.00m² en La Unión a 373€/m² (mediana zona 886€/m², delta -57.9%). Estado Mejorable. Posesión desconocida. Zona muy_baja, inventario reciente (63 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 12 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +Descuento del -57.9% frente a la mediana zonal (886€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

La Unión, Murcia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-58.3%Strong opportunity
Scope
City
Zone median
€894 /m²
This asset
€373 /m²
Samples
12
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€40,300
Transfer tax (ITP) 8% — Murcia€3,224
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€44,824
Estimated refurbishment (state: mejorable)€43,000 – €75,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceCimenta2
On the market sinceJul 2026 (70 days)
On Atalaya since21 Jul 2026
Last updated22 Sept 2026

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Aggregated data from public sources and servicer Cimenta2. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing