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Apartment in Tremp

Avenida Bisbe Iglesias, s/n

Tremp, Lleida • Ref: #2AA8AEFE

€8,700
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Size

1030 m²

Price / m²

€8

OccupancyVacant
49
Avenida Bisbe Iglesias, s/n — Tremp
Photo: holapisos
1 / 7

AI visual analysis

Automated analysis · physical condition

7 of 7 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: Edificio plurifamiliar con local comercial en planta baja en estado de conservacion funcional pero desgastado.
  • •Trastero: Espacios bajo cubierta diafanos en bruto, con estructura de forjado y muros de ladrillo visto sin revestir ni pavimentar.
  • •Trastero: Presencia de vigas de hormigon, lucernarios precarios y acumulacion de enseres y materiales de obra.

Description

Espacioso inmueble en Tremp, Lerida, idóneo para parejas. La vivienda consta de 1030 m² construidos salón-comedor, cocina. Situado en el centro de Tremp, en sus alrededores encontramos el Hospital Comarcal del Pallars, la Escola Bressol Els Minairons, supermercados, bancos, bibliotecas, farmacias, oficinas de correos, centros deportivos, paradas de autobús y la estación de tren Tremp. Con fácil acceso a C-13. *Certificado sobre presencia/ausencia de amianto en trámite

Characteristics

Floor

3

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Legal & cadastral analysis

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Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 1030 m² but the cadastre records 65 m² (-94%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
25268A00400140
Cadastral area
65 m²
Cadastral use
Agricultural

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1456 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

49/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 1030.00m² en Tremp a 8€/m² (mediana zona 460€/m², delta %). Requiere Reforma Integral. Posesión libre. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 305 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Aliseda declara el activo con posesión: libre para entregar

Risks

  • −1435 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Tremp, Lleida

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-98.2%Strong opportunity
Scope
Province (MITMA)
Zone median
€455 /m²
This asset
€8 /m²
Samples
315
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€8,700
Transfer tax (ITP) 10% — Cataluña€870
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€10,870

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
14 Jul 2026
€9,025arrow_forward€8,700-3.6%

Listing intel

SourceAliseda
On the market sinceNov 2022 (1456 days)
On Atalaya since9 May 2026
Last updated25 Oct 2026

Zone comparables

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing