AtalayaAtalaya

Chalet Individual en Sariñena (huesca)

Sariñena, Huesca • House • Ref: #2A898EEF

€118,800
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Size

1116 m²

Price / m²

€106

Rooms

1

OccupancyUnconfirmed
18
Chalet Individual en Sariñena (huesca) — Sariñena
Photo: Urbaniza (Caja Rural)

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Derelict

Photo quality

Good

Model observations

  • •Exterior: La propiedad parece ser un solar con restos de una estructura antigua, indicando un estado de ruina.
  • •Fachada: Los muros de ladrillo están deteriorados y parcialmente derruidos, con vegetación creciendo sobre ellos.
  • •Exterior: Hay escombros y vegetación silvestre en el terreno, lo que sugiere un abandono prolongado.

descriptionDescription

Bank-owned property managed by Urbaniza (Caja Rural) (Banco Cooperativo Español).

Characteristics

Bathrooms

1

Parking

Yes

Year built

2002

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 1116 m² but the cadastre records 203 m² (-82%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
6304705YM3360C
Cadastral area
203 m²
Year built
2002
Cadastral use
Industrial

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

18/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
Not assessable
—
Physical state
0/25
Legal liens
7/15
Zone liquidity
4/15

Vivienda de 1116.00m² en Sariñena a 106€/m² (mediana zona 1717€/m², delta -93.8%). En Ruina. Posesión desconocida. Zona muy_baja, 110 días en mercado.

trending_upStrengths

  • +Descuento del -93.8% frente a la mediana zonal (1717€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Sariñena, Huesca

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-93.8%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,717 /m²
This asset
€106 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-72.5%Strong opportunity
Scope
Province (MITMA)
Zone median
€385 /m²
This asset
€106 /m²
Samples
59
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€118,800
Transfer tax (ITP) 8% — Aragón€9,504
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€416
Estimated total investment€129,720
Estimated refurbishment (state: ruina)€1,004,500 – €1,562,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceCaja Rural
On Atalaya since12 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Urbaniza (Caja Rural). Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing