AtalayaAtalaya

Avenida San Ginés

San Ginés, San Gines, Murcia • Retail • Ref: #2A1A7B07

€269,000
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Size

769 m²

Price / m²

€350

OccupancyVacantDeduced by AI
54
Avenida San Ginés — San Ginés, San Gines
Photo: Solvia
1 / 14

AI visual analysis

Automated analysis · physical condition

14 of 14 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

descriptionDescription

Local en venta en San Ginés, pedanía perteneciente al municipio de Murcia, en la Región de Murcia. Local en bruto con una superficie de 769 m² con acceso desde la calle. Está exento de obtención de certficado energético. Ubicación en una zona residencial, dotada de todos los servicios necesarios como, gasolineras, comercios, restaurantes, etc. Está localizado cerca del Parque de Bomberos San Ginés y dispone de muy buena comunicación tanto por transporte público con una parada de autobús con las líneas 26 y 78 a menos de 5 minutos a pie, como privada, ya que se encuentra en la entrada de la RM-E4 que conecta con la MU-30 y la A-30 por la que podrá desplazarse con facilidad a poblaciones cercanas. Con los servicios de Solvia podrá encontrar el inmueble que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Elevator

Yes

Year built

2019

Pool

No

Garden

No

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
0321407XH6002S

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 3875 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

54/100

Confidence: High

Score breakdown

Zone delta
8/30
Possession
20/20
Retail location
Not assessable
—
Legal liens
10/15
Zone liquidity
5/15

Local comercial planta unknown de 768.97m² en San Gines a 350€/m² (mediana zona 383€/m², delta -8.6%). libre. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 194 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +IA detectó: Local en bruto

warningRisks

  • −3874 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

San Ginés, San Gines, Murcia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-8.6%In line
Scope
Province (MITMA)
Zone median
€383 /m²
This asset
€350 /m²
Samples
194
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€269,000
Transfer tax (ITP) 8% — Murcia€21,520
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€942
Estimated total investment€292,462

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJan 2016 (3875 days)
On Atalaya since13 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing