AtalayaAtalaya

Apartment in La Nava de Ricomalillo

Nava de Ricomalillo (la), Toledo • Ref: #29E6A1D6

€10,100
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Size

112 m²

Price / m²

€90

Rooms

2

OccupancyVacant
54
Apartment in La Nava de Ricomalillo — Nava de Ricomalillo (la)
Photo: Solvia
1 / 12

AI visual analysis

Automated analysis · physical condition

12 of 12 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

Description

Bank-owned property managed by Solvia (BuildingCenter, S.A.U. (CaixaBank)).

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Year built

1920

Pool

No

Air conditioning

No

Heating

No

Storage room

Yes

Garden

No

Energy rating

G

Legal & cadastral analysis

expand_more

Cadastral data

Cadastral ref.
9408905UJ2990N0001MQ
Cadastral area
112 m²
Year built
1920
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

54/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Physical state
Not assessable
—
Legal liens
7/15
Zone liquidity
0/15

Vivienda de 112.00m² en Nava de Ricomalillo (la) a 90€/m² (mediana zona 756€/m², delta %). Estado Pendiente De Análisis Visual. Posesión libre. Zona muy_baja, inventario reciente (0 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 429 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +BuildingCenter (CaixaBank) declara el activo con posesión: libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Nava de Ricomalillo (la), Toledo

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-88.6%Strong opportunity
Scope
Province (MITMA)
Zone median
€790 /m²
This asset
€90 /m²
Samples
438
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€10,100
Transfer tax (ITP) 9% — Castilla-La Mancha€909
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€12,309

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
17 Sept 2026
€18,279arrow_forward€10,100-44.75%

Listing intel

SourceBuildingCenter (CaixaBank)
On Atalaya since16 Sept 2026
Last updated24 Sept 2026
See all bank-owned properties in Toledo

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing