AtalayaAtalaya

Apartment in Santa Cruz de Tenerife

Calle Guía de Isora

Barrio de La Salud, Santa Cruz de Tenerife • Ref: #2998FD1D

€160,000-26% vs area market
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Size

80 m²

Price / m²

€2,003

Rooms

3

OccupancyVacant
70
Calle Guía de Isora — Barrio de La Salud, Santa Cruz de Tenerife
Photo: Solvia
1 / 17

AI visual analysis

Automated analysis · physical condition

17 of 17 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •Salon: Espacio diafano con suelos ceramicos en buen estado, aunque se observa una puerta de madera desmontada apoyada en el muro.
  • •Cocina: Equipada con muebles blancos, encimera de granito, campana, placa y horno funcionales y bien conservados.
  • •Dormitorio: Estancias limpias y despejadas con carpinteria de aluminio y suelos de gres sin desperfectos visibles.

Description

Piso de 3 dormitorios en Santa Cruz de Tenerife. Situado en el barrio de La Salud, esta vivienda de segunda mano y 80 m² ofrece buena conexión por transporte público como el autobús con las líneas 901, 904, 906, 911 y 919 o por transporte privado con fácil acceso a la TF5, TF4 y TF1. Su cercanía a colegios, institutos, parques, instalaciones deportivas, supermercados, cafeterías, restaurantes la convierten en una propuesta inteligente a un precio accesible. La vivienda se encuentra en un edificio construido en 1974, cuenta con una superficie de 80 m² y se compone de salón-comedor, cocina amueblada y equipada con horno, placa vitrocerámica y extractor de humos, 3 dormitorios y 1 baño. Ubicado a 12 minutos del puerto deportivo y de la playa.

Characteristics

Bathrooms

1

Elevator

No

Year built

1974

Pool

No

Air conditioning

No

Heating

No

Garden

No

Energy rating

E

Legal & cadastral analysis

expand_more

Cadastral data

Cadastral ref.
5399312CS7459N0004GP
Cadastral area
74 m²
Year built
1974
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 299 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

70/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
4/15

Vivienda de 79.90m² en Santa Cruz de Tenerife a 2003€/m² (mediana zona 2725€/m², delta -26.5%). Buen Estado. Posesión libre. Zona baja, 289 días en mercado.

Strengths

  • +Descuento del -26.5% frente a la mediana zonal (2725€/m²)
  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Barrio de La Salud, Santa Cruz de Tenerife, Santa Cruz de Tenerife

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-26.5%Strong opportunity
Scope
District
Zone median
€2,725 /m²
This asset
€2,003 /m²
Period
septiembre 2026
Source
Idealista

vs other bank assets

-3.1%In line
Scope
Postal code
Zone median
€2,067 /m²
This asset
€2,003 /m²
Samples
10
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€160,000
Transfer tax (ITP) 6.5% — Canarias€10,400
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€560
Estimated total investment€171,960

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
13 Jun 2026
€121,000arrow_forward€160,000-32.23%

Listing intel

SourceSolvia
On the market sinceDec 2025 (299 days)
On Atalaya since12 May 2026
Last updated9 Oct 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing