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AtalayaAtalaya

Retail in Mojácar

Avenida Del Mar, s/n

Mojácar, Almería • Ref: #290DF9FD

€92,400
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Size

475 m²

Price / m²

€194

OccupancyVacant
60
Avenida Del Mar, s/n — Mojácar
Photo: aliseda
1 / 3

AI visual analysis

Automated analysis · physical condition

3 of 3 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: El edificio parece estar en un estado general aceptable, pero la valla perimetral y el terreno adyacente muestran signos de abandono.
  • •Exterior: No se aprecian daños estructurales evidentes, pero la falta de mantenimiento en el entorno sugiere que el interior podría necesitar una actualización.

Description

Local comercial en Mojácar, Almería. Con una superficie de 475 m², ideal para actividad comercial o profesional. Se encuentra en una zona consolidada de Mojácar. El entorno ofrece buena visibilidad y accesibilidad para clientes. El inmueble se sitúa en una zona con actividad comercial y flujo de personas, en un entorno urbano consolidado. En los alrededores hay comercios, oficinas, restauración y servicios profesionales, así como aparcamiento en superficie y paradas de transporte público. Su distribución permite adaptar el espacio a diferentes usos y proyectos empresariales. Una oportunidad interesante para implantar o ampliar una actividad, así como para invertir. El municipio dispone de todos los servicios necesarios en el día a día: comercios, centros educativos, centros de salud y áreas de ocio. Cuenta con fácil acceso a A-370, A-1203 y A-370R2. Un enclave que combina tranquilidad, servicios y facilidad de acceso.

Characteristics

Elevator

No

Terrace

No

Parking

No

Year built

2008

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 475 m² but the cadastre records 555 m² (+17%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
4234108XG0143C0003PE
Cadastral area
555 m²
Year built
2008
Cadastral use
Commercial

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1060 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

60/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Retail location
Not assessable
—
Legal liens
10/15
Zone liquidity
0/15

Local comercial planta unknown de 475.00m² en Mojácar a 194€/m² (mediana zona 528€/m², delta %). libre. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 90 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Aliseda declara el activo libre

Risks

  • −1056 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Mojácar, Almería

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-62.1%Strong opportunity
Scope
Province (MITMA)
Zone median
€512 /m²
This asset
€194 /m²
Samples
105
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€92,400
Transfer tax (ITP) 7% — Andalucía€6,468
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€323
Estimated total investment€100,191
Estimated refurbishment (state: mejorable)€190,000 – €332,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
15 Sept 2026
€96,140arrow_forward€92,400-3.89%

Listing intel

SourceAliseda
On the market sinceNov 2023 (1060 days)
On Atalaya since9 May 2026
Last updated9 Oct 2026

Zone comparables

Top 5 similar properties in Mojácar by AI score

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Aggregated data from public sources and servicer aliseda. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing