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Apartment in Cartagena

Calle Carlos Iii,, 22

Casco Antiguo, Cartagena, Murcia • Auction • Ref: #2862B54D

€203,553
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Size

116 m²

OccupancyUnconfirmed
27
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

Description

NUMERO SEIS. VIVIENDA EN PLANTA PRIMERA, TIPO A7, DEL PORTAL NUMERO 3. Dirección catastral: CL CARLOS III 22(A) Bl:3 Es:3 Pl:01 Pt:A7 E3-PRIMERO A7 C.P. 30201 CARTAGENA. Distribuida en diferentes dependencias. Mide una superficie útil de 116,28 m2. CUOTA: Tiene asignada una cuota de participación del 0'380 % en la comunidad general y del 8'58 % en la comunidad restringida.

Legal & cadastral analysis

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Legal analysis (AI)

Ocupacióndesconocido
Detalle cargasSe cancelan la carga registral que da lugar a esta subasta y todas las posteriores. Se mantendrán las cargas o gravámenes anteriores o del mismo rango, y quien se adjudique el inmueble se subroga en la responsabilidad que garantizan.
Fase judicialejecucion
Nivel de riesgomedium
Litigioshipoteca, embargo
Análisis riesgoLa subasta implica la cancelación de la carga que la origina y las posteriores, pero el adjudicatario se subroga en las cargas anteriores o del mismo rango, lo que requiere una investigación registral detallada para determinar el riesgo real. La falta de información sobre el acreedor y la antigüedad de las cargas aumenta el riesgo.

Cadastral data

straightenUnreconciled surface: the listing states 116.28 m² but the cadastre records 152 m² (+31%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
8041101XG7684S0006GW
Cadastral area
152 m²
Year built
2004
Cadastral use
Residential

How to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

27/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
4/15
Zone liquidity
Not assessable
—

Subasta BOE en Cartagena a 203,553€. Sin tasación de referencia publicada. Posesión desconocida. Subasta cierra en 19 días.

Strengths

  • +Subasta inminente: cierre en 19 días, ventana de decisión limitada (presión vendedora)

Risks

  • −Documentación judicial aún sin parsear: cargas y procedimiento por confirmar
  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Casco Antiguo, Cartagena, Murcia

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-11.8%Good price
Scope
Municipality
Zone median
€1,984 /m²
This asset
€1,751 /m²
Period
septiembre 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€203,553
Transfer tax (ITP) 8% — Murcia€16,284
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€712
Estimated total investment€221,549

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 5 October 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (10 days)
On Atalaya since16 Sept 2026
Last updated16 Sept 2026

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing