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House in Ourense

Ourense • Ref: #27E83F93

€35,000-58% vs area market
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Size

56 m²

Price / m²

€625

Rooms

3

OccupancyUnconfirmed
59
House in Ourense — Ourense
Photo: Hipoges
1 / 20

AI visual analysis

Automated analysis · physical condition

20 of 20 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Description

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR ¡Amplitud, terraza y el potencial para crear un hogar a tu medida! Presentamos esta excelente oportunidad de adquirir en propiedad una vivienda residencial a reformar situada en la localidad de Ourense, provincia de La vivienda se distribuye en dos alturas, ofreciendo una organización de los espacios que permite diferenciar cómodamente las zonas de uso cotidiano. Uno de sus aspectos más destacados es que dispone de dos áreas claramente diferenciadas. Una de ellas cuenta con dos estancias independientes, espacios versátiles que pueden adaptarse. La zona principal de la vivienda alberga un amplio salón-comedor presidido por una chimenea, un espacio con gran personalidad que ofrece múltiples posibilidades de reforma. La cocina independiente permite proyectar un diseño moderno y funcional, optimizando su distribución para convertirla en un espacio práctico y cómodo para el día a día. La vivienda se completa con dormitorios, concebidos como luminosas zonas de descanso que pueden personalizarse según las necesidades. Como valor añadido, desde la parte superior de la vivienda se accede a una amplia terraza con vistas despejadas, un espacio exterior privilegiado. Ubicada en Ourense, la propiedad disfruta de un entorno consolidado con una completa oferta de servicios, centros educativos, comercios, supermercados, instalaciones deportivas, centros sanitarios y una amplia oferta cultural y gastronómica. Además, la ciudad cuenta con excelentes comunicaciones mediante las autovías A-52 y A-56, estación de Alta Velocidad (AVE) y conexiones que facilitan el acceso al resto de Galicia y al norte de Portugal. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmobiliarios tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Year built

1970

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

E

Legal & cadastral analysis

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Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 56 m² but the cadastre records 128 m² (+129%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
6188003NG9868N
Cadastral area
128 m²
Year built
1970
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

59/100

Confidence: Medium

Score breakdown

Zone delta
30/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
7/15
Zone liquidity
6/15

Vivienda de 56.00m² en Ourense a 625€/m² (mediana zona 1489€/m², delta -58.0%). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja, 148 días en mercado.

Strengths

  • +Descuento del -58.0% frente a la mediana zonal (1489€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Ourense, Ourense

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-58.0%Strong opportunity
Scope
Municipality (MITMA)
Zone median
€1,489 /m²
This asset
€625 /m²
Samples
293
Period
Q4-2025
Source
MITMA

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€35,000
Transfer tax (ITP) 9% — Galicia€3,150
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€39,450

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since8 May 2026
Last updated9 Oct 2026

Zone comparables

Top 5 similar properties in Ourense by AI score

See all bank-owned properties in Ourense

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing