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Apartment in Rafal

Avenida De la Libertad - C/ Carlos Irles - Conjunto Residencial Vegamar Ii

Rafal, Alicante • Ref: #26B09F25

€99,000
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Size

71 m²

Price / m²

€1,395

Rooms

2

OccupancyVacant
64
Avenida De la Libertad - C/ Carlos Irles - Conjunto Residencial Vegamar Ii — Rafal
Photo: Solvia
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AI visual analysis

Automated analysis · physical condition

27 of 27 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •Exterior: La fachada y la piscina se ven en buen estado, con mantenimiento reciente.
  • •Salon: El salon presenta suelos y paredes en buen estado, sin signos de desgaste.
  • •Cocina: La cocina está equipada con electrodomésticos modernos y armarios en buen estado.
  • •Balcon: El balcón tiene barandillas y suelos limpios, sin daños visibles.

Description

Pisos de obra nueva desde 60 m² hasta 92 en venta en Rafal, Alicante. La vivienda se sitúa en el núcleo de la población, teniendo buenos accesos por carretera. En la población podemos encontrar servicios como supermercados, restaurantes, instalaciones deportivas, centros educativos, oficinas bancarias, otros negocios comerciales, etc. Se trata de una promoción de obra nueva. Las viviendas cuentan con superficies desde 60 m² hasta 92 m² y se distribuyen en salón-comedor, cocina amueblada, balcón, 2/3 dormitorios y 1/2 baños, según vivienda. Cuentan con armarios empotrados y suelos de tarima de madera. Disponibilidad de viviendas con y sin garaje incluso algunas unidades con garaje y trastero. Por todo ello, la convierten en una propuesta inteligente y una estupenda opción para construir un hogar y entrar a vivir de inmediato. Con los servicios de Solvia podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Elevator

Yes

Year built

2007

Pool

Yes

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 70.98 m² but the cadastre records 130 m² (+83%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
8901507XH8280S0043DS
Cadastral area
130 m²
Year built
2007
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 303 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

64/100

Confidence: High

Score breakdown

Zone delta
13/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
4/15

Vivienda de 70.98m² en Rafal a 1395€/m² (mediana zona 1605€/m², delta -13.1%). Buen Estado. Posesión libre. Zona muy_baja, 293 días en mercado.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 1052 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Rafal, Alicante

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+151.4%Above anchor
Scope
Postal code
Zone median
€555 /m²
This asset
€1,395 /m²
Samples
5
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€99,000
Transfer tax (ITP) 10% — Comunitat Valenciana€9,900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€347
Estimated total investment€110,247

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceDec 2025 (303 days)
On Atalaya since13 Sept 2026
Last updated9 Oct 2026

Zone comparables

Top 5 similar properties in Rafal by AI score

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing