AtalayaAtalaya

Calle Real Nº15 Plta. Bj

Cortijo Carvajal, Cajar, Granada • Apartment · Auction • Ref: #265E488B

€112,656
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Size

49 m²

OccupancyUnconfirmed
27
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

URBANA. NÚMERO OCHO.- VIVIENDA , en la planta baja identificada en el proyecto con la letra A del edificio plurifamiliar, en construcción, sito en la Calle real número 21-23 y Calle del Horno número 24 de Cájar. Distribuida en varias dependencias y servicios. Tiene una superficie útil de cuarenta y nueve metros y cuarenta y dos decímetros cuadrados y construida de cincuenta y cinco metros y ochenta y seis decímetros cuadrados. LINDA: frente, zaguán de acceso al edificio, pasillo distribuidor de viviendas, cuarto de contadores; derecha entrando, vuelo de calle Real número 21-23; izquierda, pasillo distribuidor de viviendas y vivienda en planta baja letra B; y fondo, rampa de acceso a la planta semisótano y vivienda en planta baja etra B. CUOTA: siete enteros y cincuenta y siete centésimas por ciento. Inscripción: Registro de la Propiedad de la Zubia, al Tomo 2167, Libro 60 de Cájar, Folio 166, Finca Número 3.983. La hipoteca causó la inscripción 2ª, novada mediante la 3ª y 4ª.

gavelLegal & cadastral analysis

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balanceLegal analysis (AI)

Ocupacióndesconocido
Cargas (€)€100,600
Detalle cargasHipoteca a favor de CAIXABANK, S.A. por 76000 EUR de principal, 7600 EUR de intereses remuneratorios, 26600 EUR de intereses moratorios y 11400 EUR de costas y perjuicios. Anotación preventiva de embargo a favor de la TESORERIA GENERAL DE LA SEGURIDAD SOCIAL por 3708.52 EUR.
Hipoteca€76,000
Embargos€3,709
Puja mínima€112,656
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgomedium
Litigioshipoteca, anotacion_preventiva, embargo
Análisis riesgoExiste una hipoteca principal y un embargo de la Seguridad Social. La ocupación es desconocida, lo que añade riesgo al proceso.

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
9401604VG4190A
Cadastral use
Urbanization works · undeveloped land

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

27/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
6/15
Zone liquidity
Not assessable
—
BOE bonus
5/6

Subasta BOE en Cajar a 112,656€. Sin tasación de referencia publicada. Posesión desconocida. Subasta cierra en 17 días.

trending_upStrengths

  • +Subasta inminente: cierre en 17 días, ventana de decisión limitada (presión vendedora)
  • +Vivienda habitual del deudor: activo real ocupado por propietario, no nominal
  • +Cargas en posición preferente: hipoteca primaria, sin cargas senior ocultas

warningRisks

  • −Precio +27.5% por encima de mediana zonal
  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Cortijo Carvajal, Cajar, Granada

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+27.5%Above anchor
Scope
Province (MITMA)
Zone median
€1,788 /m²
This asset
€2,280 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€112,656
Transfer tax (ITP) 7% — Andalucía€7,886
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€394
Estimated total investment€121,936

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 7 September 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceAug 2026 (13 days)
On Atalaya since21 Aug 2026
Last updated21 Aug 2026

Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing