AtalayaAtalaya

Cl Cafe del 20 Es:1 Pl:00 Pt:01

La Pobla de Montornes, Tarragona • Apartment · Auction • Ref: #2425510F

€261,909
open_in_newView original listing

Get new bank-owned properties in La Pobla de Montornes under your budget by email. Free.

Size

130 m²

Rooms

4

OccupancyOccupied · type to verify
49
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

Entidad número UNO.- VIVIENDA UNIFAMILIAR ADOSADA, señalada con el número UNO, que forma parte del edificio sito en término municipal de La Pobla de Montornés, urbanización Castell de Montornés, con frente a la calle del Café sin número, hoy número 20-A, manzana veintitrés, parcela diez. Consta de dos plantas. Planta baja con una superficie construida de sesenta y ocho metros y ochenta y cinco decímetros cuadrados y planta primera, con una superficie construida de sesenta y un metros y cinco decímetros cuadrados, siendo la total superficie construida de ciento treinta metros cuadrados. Se compone la planta baja de garaje, baño, paso, tres dormitorios, vestíbulo y escalera interior que comunica las dos plantas, con una superficie útil interior de cincuenta y ocho metros y treinta y tres decímetros cuadrados. La planta primera se compone de aseo, pasillo, comedor-estar, un dormitorio, cocina y terraza, con una superficie útil de cincuenta y un metros y noventa y tres decímetros cuadrados. La superficie útil es de CIENTO DIEZ METROS Y VEINTISÉIS DECÍMETROS CUADRADOS.

Characteristics

Bathrooms

2

Year built

2006

gavelLegal & cadastral analysis

expand_more

balanceLegal analysis (AI)

Ocupaciónocupada
Desahucio necesario
Cargas (€)€440,617
Detalle cargasHipoteca a favor de CAJA DE AHORROS DEL MEDITERRANEO (actualmente BANC SABADELL SA) por 440616.8 EUR (capital, intereses, costas y prestaciones accesorias). Embargo a favor de AJUNTAMENT DE LA POBLA DE MONTORNÉS por 3670.97 EUR.
Hipoteca€440,617
Embargos€3,671
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgohigh
Litigioshipoteca, embargo
Análisis riesgoLa propiedad está ocupada por 'ocupantes sin derecho', lo que implica la necesidad de un proceso de desalojo. Además, la deuda hipotecaria es significativa y hay un embargo adicional.

assignmentCadastral data

straightenUnreconciled surface: the listing states 130 m² but the cadastre records 165 m² (+27%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
6516413CF6661N0001EI
Cadastral area
165 m²
Year built
2006
Cadastral use
Residential

routeHow to bid in this auction (BOE)

expand_more
  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

49/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
—
Possession
10/20
Physical state
Not assessable
—
Legal liens
6/15
Zone liquidity
Not assessable
—
BOE bonus
3/6

Subasta BOE en La Pobla de Montornes a 261,909€. Sin tasación de referencia publicada. Posesión con ocupación a verificar. Subasta cierra en 13 días.

trending_upStrengths

  • +Subasta inminente: cierre en 13 días, ventana de decisión limitada (presión vendedora)
  • +Cargas en posición preferente: hipoteca primaria, sin cargas senior ocultas

warningRisks

  • −Sin referencia zonal disponible
  • −Ocupación judicial sin detalle: verificar in situ antes de pujar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

La Pobla de Montornes, Tarragona

Estimated acquisition costs

Asset price€261,909
Transfer tax (ITP) 10% — Cataluña€26,191
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€917
Estimated total investment€290,017

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 30 September 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (13 days)
On Atalaya since16 Sept 2026
Last updated16 Sept 2026

compare_arrowsZone comparables

Top 5 similar properties in La Pobla de Montornes by AI score

Vent,, 2
35

Vent,, 2

€155,000

€1,281/m² · 121 m²

View analysisarrow_forward

Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing