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House in Pozo Alcón

Pozo Alcón, Jaén • Ref: #23CAEB64

€9,000
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Size

104 m²

Price / m²

€87

Rooms

2

OccupancyUnconfirmed
61
House in Pozo Alcón — Pozo Alcón
Photo: Solvia

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: La pintura de la fachada está muy deteriorada y se aprecian grietas significativas.
  • •Exterior: Hay canalones y tuberías a la vista que muestran desgaste.
  • •Balcon: Los balcones tienen barandillas de hierro que parecen antiguas y con signos de óxido.

Description

Unifamiliar adosada situada en la localidad de Pozo Alcón, dentro de la provincia de Jaén. Localizada en un edificio de tres plantas sobre rasante, sin ascensor. La vivienda tiene una antigüedad de 51 años, construida en el año 1968. Jaén se encuentra a una distancia de 124 km, alcanzable en 1 hora 42 mins. En los alrededores se puede encontrar: •Restaurantes •Hoteles •Centros educativos, como Colegio Público Ntra Sra Del Rosario, IES Guadalentín y Colegio Público Santo Cristo del Perdón •Centros comerciales, como COMPRAR ACEITE DE OLIVA A GRANEL, NATURFER POZO ALCON SLU y Librería Papelería NAVARRO •Gimnasios y centros deportivos, como CD JIENENSE KAI (gimnasio) y Indoor Pozo Alcón •Paradas de autobús, como Campo Camara Empalme, Campo Camara y Cañada Morteros Propiedad de varios dormitorios, un baño, salón-comedor y cocina, distribuidos en una superficie de 104.0 metros cuadrados construidos.

Characteristics

Bathrooms

1

Elevator

No

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

Legal & cadastral analysis

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Cadastral data

Cadastral ref.
5339725WG0753N0001MY

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 973 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

61/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
9/15

Vivienda de 104.00m² en Pozo Alcón a 87€/m² (mediana zona 492€/m², delta %). Requiere Reforma Integral. Posesión libre. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 256 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −947 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Pozo Alcón, Jaén

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-81.6%Strong opportunity
Scope
Province (MITMA)
Zone median
€473 /m²
This asset
€87 /m²
Samples
288
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€9,000
Transfer tax (ITP) 7% — Andalucía€630
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€10,930

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2024 (973 days)
On Atalaya since12 May 2026
Last updated24 Oct 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing