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20% Finca Rustica en Cl del Ramel, Archena

ArchenaLandRef: #228EB682

€1,000
open_in_newView original listing

Size

978 m²

Price / m²

€1

OccupancyUnconfirmed
40
20% Finca Rustica en Cl del Ramel, Archena — Archena
Photo: Cimenta2
1 / 5

AI visual analysis

Automated analysis · physical condition

5 of 5 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

descriptionDescription

Finca rústica de riego situada en el paraje conocido como Pago del Ramel, en el término municipal de Archena, provincia de Murcia, cuenta con una superficie de 978 metros cuadrados. Se trata de un terreno agrícola con acceso a recursos hídricos, lo que permite su aprovechamiento para cultivos de regadío, típicos de la huerta murciana, como frutales, hortalizas o cítricos. La disponibilidad de agua ya sea mediante acequia, pozo o red de riego, constituye un valor añadido frente a las fincas de secano, incrementando su productividad y versatilidad. La topografía del terreno es llana o suavemente inclinada, lo que facilita las labores agrícolas y el acceso mediante caminos rurales. No se observan edificaciones ni infraestructuras asociadas, aunque su uso agrícola puede permitir la instalación de pequeñas construcciones auxiliares, siempre conforme a la normativa vigente. El entorno climático es típicamente mediterráneo semiárido, con inviernos suaves, veranos calurosos y una pluviometría moderada, lo que favorece el desarrollo de cultivos bajo riego controlado.

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 419 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

40/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
Possession
Not assessable
Zoning
3/25
Legal liens
7/15
Zone liquidity
11/15

Suelo rustico (agrario) de 978.00m² en Archena a 1€/m². Sin referencia zonal. Posesión desconocida. Zona baja, stock estancado (410 días).

warningRisks

  • Sin referencia zonal específica para land en esta zona
  • 410 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Archena

Listing intel

SourceCimenta2
On the market sinceAug 2025 (419 days)
On Atalaya since15 Sept 2026
Last updated22 Sept 2026

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Aggregated data from public sources and servicer Cimenta2. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing