AtalayaAtalaya

Calle Del Boval

Monserrat, Valencia • House • Ref: #21A79EE4

€99,000-42% vs area market
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Size

83 m²

Price / m²

€1,193

Rooms

4

OccupancyOccupied · type to verify
65
Calle Del Boval — Monserrat
Photo: Solvia
1 / 24

AI visual analysis

Automated analysis · physical condition

24 of 24 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Chalet aislado de 183 m² ubicado en Monserrat, Valencia. Se trata de un chalet aislado de 183 m² distribuidos en salón-comedor, cocina, 4 dormitorios y 1 baño. Construido sobre una parcela de 2493 m². El activo se sitúa en una zona periférica del núcleo urbano de Monserrat, con acceso por la CV-405 y conexión próxima con la A-7. Dispone de comunicaciones por autobús interurbano en el municipio y estaciones de metro en localidades próximas del área metropolitana de Valencia. En la zona pueden encontrarse servicios como supermercados, restaurantes, centros educativos, instalaciones deportivas, oficinas bancarias y otros comercios. A pocos minutos del centro de Monserrat y del centro de salud de la localidad. Con nuestros servicios podrá encontrar chalet aislado que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

No

Year built

1977

Pool

No

Air conditioning

No

Heating

No

Garden

No

Energy rating

F

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 83 m² but the cadastre records 183 m² (+120%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
6527313YJ0662N0001HD
Cadastral area
183 m²
Year built
1977
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 919 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

65/100

Confidence: High

Score breakdown

Zone delta
25/30
Possession
10/20
Physical state
Not assessable
—
Legal liens
10/15
Zone liquidity
7/15

Vivienda de 83.00m² en Monserrat a 1193€/m² (mediana zona 2066€/m², delta -42.3%). Estado Pendiente De Análisis Visual. Posesión con ocupación a verificar. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -42.3% frente a la mediana zonal (2066€/m²)

warningRisks

  • −917 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Monserrat, Valencia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-42.3%Strong opportunity
Scope
Province (MITMA)
Zone median
€2,066 /m²
This asset
€1,193 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

+90.9%Above anchor
Scope
Postal code
Zone median
€625 /m²
This asset
€1,193 /m²
Samples
5
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€99,000
Transfer tax (ITP) 10% — Comunitat Valenciana€9,900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€347
Estimated total investment€110,247

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
21 Jul 2026
€176,000arrow_forward€99,000-43.75%

Listing intel

SourceSolvia
On the market sinceFeb 2024 (919 days)
On Atalaya since15 Apr 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing