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Storage in Figueres

Calle Migdia, s/n

Figueres, Girona • Ref: #1F1918DF

€74,500
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Size

87 m²

Price / m²

€856

Rooms

1

OccupancyOccupied · no title
27
Calle Migdia, s/n — Figueres
Photo: aliseda
1 / 28

AI visual analysis

Automated analysis · physical condition

28 of 28 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

Description

Piso en venta en Figueras, Gerona. El piso consta de salón-comedor, cocina con trastero y 3 habitaciones y 1 baño. La finca cuenta con ascensor. Se encuentra próximo a centros médicos y otros servicios y comercios. Cuenta con buena comunicación de paradas de autobús y la estación de tren de Figueres. ¿Es lo que andabas buscando? Pasa a verlo. Te esperamos. En Aliseda Inmobiliaria tenemos la mayor oferta de inmuebles al mejor precio garantizado. Descubre nuestra amplia oferta inmobiliaria y no pierdas la oportunidad de encontrar la casa perfecta para ti.

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Year built

2001

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

G

Legal & cadastral analysis

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Cadastral data

Cadastral ref.
7590209DG9779S0044RE
Cadastral area
82 m²
Year built
2001
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1979 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

27/100

Confidence: Low

Score breakdown

Zone delta
8/30
Possession
2/20
Area demand
6/25
Legal liens
10/15
Zone liquidity
0/15

Storage de 87.00m² en Figueres a 856€/m² (mediana zona 246€/m², delta %). Estado Físico No Aplica (Clase No Residencial). Posesión con ocupación irregular. Zona baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 22 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Risks

  • −Aliseda marca la vivienda como ocupada sin título legal
  • −1971 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Figueres, Girona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+246.6%Above anchor
Scope
Province (MITMA)
Zone median
€247 /m²
This asset
€856 /m²
Samples
21
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€74,500
Transfer tax (ITP) 10% — Cataluña€7,450
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€83,250

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceApr 2021 (1979 days)
On Atalaya since11 Apr 2026
Last updated25 Sept 2026
See all bank-owned properties in Figueres

Aggregated data from public sources and servicer aliseda. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing