AtalayaAtalaya

Calle Princep D´asturies

Banyeres del Penedès, Tarragona • House • Ref: #1D9D2130

€183,000
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Size

154 m²

Price / m²

€1,189

Rooms

3

OccupancyVacant
45
Calle Princep D´asturies — Banyeres del Penedès
Photo: Solvia
1 / 24

AI visual analysis

Automated analysis · physical condition

24 of 24 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Chalet adosado de 154 m² ubicado en Banyeres del Penedès, Tarragona. Se trata de un chalet adosado de 154 m² distribuidos en salón-comedor, cocina, 3 dormitorios y 2 baños. El chalet adosado se sitúa en el núcleo urbano de Banyeres del Penedès, teniendo buenos accesos por la AP-7, la C-32 y la N-340. Dispone de comunicaciones mediante líneas regulares de autobús comarcales con conexión a L´Arboç y El Vendrell, así como acceso a la estación de Rodalies de L´Arboç, que conecta con el área metropolitana de Barcelona y otras localidades de la provincia. En la zona podemos encontrar servicios como supermercados, restaurantes, centros educativos, instalaciones deportivas, oficinas bancarias y otros establecimientos comerciales. A pocos minutos del Hospital Comarcal del Vendrell. Con nuestros servicios podrá encontrar el chalet adosado que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Elevator

No

Year built

2005

Pool

No

Air conditioning

No

Heating

No

Garden

No

Energy rating

D

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
1408401CF8710H0011IX
Cadastral area
160 m²
Year built
2005
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1483 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

45/100

Confidence: High

Score breakdown

Zone delta
0/30
Possession
20/20
Physical state
Not assessable
—
Legal liens
10/15
Zone liquidity
6/15

Vivienda de 153.85m² en Banyeres del Penedès a 1189€/m² (mediana zona 911€/m², delta +30.5%). Estado Pendiente De Análisis Visual. Posesión libre. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 816 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −Precio +30.5% por encima de mediana zonal
  • −1483 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Banyeres del Penedès, Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+30.5%Above anchor
Scope
Province (MITMA)
Zone median
€911 /m²
This asset
€1,189 /m²
Samples
816
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€183,000
Transfer tax (ITP) 10% — Cataluña€18,300
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€641
Estimated total investment€202,941

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceSept 2022 (1483 days)
On Atalaya since23 Sept 2026
Last updated24 Sept 2026

compare_arrowsZone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing