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Flat For Sale In C Nou Borges Blanques les Lleida

Borges Blanques Les, Lleida • Apartment • Ref: #1CB8598A

€25,900
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Size

116 m²

Price / m²

€223

Rooms

4

OccupancyUnconfirmed
38
Flat For Sale In C Nou Borges Blanques les Lleida — Borges Blanques Les
Photo: Servihabitat
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AI visual analysis

Automated analysis · physical condition

10 of 10 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: La pintura de la fachada está muy deteriorada y desconchada, mostrando signos de falta de mantenimiento.
  • •Balcones: Los balcones presentan barandillas de hierro que parecen antiguas y con posible óxido.
  • •Exterior: El edificio en general muestra un aspecto envejecido y descuidado, con persianas y ventanas que no parecen modernas.

descriptionDescription

C. Nou.... Estado: second-hand

Characteristics

Bathrooms

2

Terrace

No

Parking

No

Year built

1973

Pool

No

Heating

Yes

Storage room

No

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 116 m² but the cadastre records 434 m² (+274%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
3481609CG0038A
Cadastral area
434 m²
Year built
1973
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

38/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
7/15
Zone liquidity
7/15

Vivienda de 116.00m² en Borges Blanques Les a 223€/m² (mediana zona 1602€/m², delta -86.1%). Estado Mejorable. Posesión desconocida. Zona muy_baja, 124 días en mercado.

trending_upStrengths

  • +Descuento del -86.1% frente a la mediana zonal (1602€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Borges Blanques Les, Lleida

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-86.1%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,602 /m²
This asset
€223 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-89.6%Strong opportunity
Scope
City
Zone median
€2,149 /m²
This asset
€223 /m²
Samples
13
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€25,900
Transfer tax (ITP) 10% — Cataluña€2,590
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€29,790
Estimated refurbishment (state: mejorable)€46,500 – €81,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
9 Jun 2026
€28,000arrow_forward€25,900-7.5%

Listing intel

SourceServihabitat
On Atalaya since28 Apr 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Servihabitat. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing