AtalayaAtalaya

Flat For Sale In C Vicente Manterola 1 Vitoria Gasteiz Araba

Vitoria, Vitoria Gasteiz, Araba • Apartment • Ref: #1C322133

€195,172-16% vs area market
open_in_newView original listing

Get new bank-owned properties in Vitoria Gasteiz under your budget by email. Free.

Size

79 m²

Price / m²

€2,471

Rooms

3

OccupancyUnconfirmed
46
Flat For Sale In C Vicente Manterola 1 Vitoria Gasteiz Araba — Vitoria, Vitoria Gasteiz
Photo: Servihabitat
1 / 18

AI visual analysis

Automated analysis · physical condition

18 of 18 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Dormitorios: Las paredes necesitan pintura y los suelos laminados muestran desgaste.
  • •Baño: El baño es funcional pero los azulejos y sanitarios son antiguos.
  • •Cocina: La cocina parece tener un diseño antiguo y podría necesitar una actualización.
  • •Fachada: La fachada del edificio está en buen estado general.

descriptionDescription

C. Vicente Manterola, 1. Estado: second-hand. Extras: terrace, lift

Characteristics

Bathrooms

1

Elevator

Yes

Terrace

Yes

Heating

Yes

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

46/100

Confidence: Medium

Score breakdown

Zone delta
13/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
7/15
Zone liquidity
5/15

Vivienda de 79.00m² en Vitoria Gasteiz a 2471€/m² (mediana zona 2928€/m², delta -15.6%). Estado Mejorable. Posesión desconocida. Zona media sin fecha de publicación fiable.

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Vitoria, Vitoria Gasteiz, Araba

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-15.6%Good price
Scope
Municipality
Zone median
€2,928 /m²
This asset
€2,471 /m²
Period
abril 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€195,172
Transfer tax (ITP) 4% — País Vasco€7,807
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€683
Estimated total investment€204,662
Estimated refurbishment (state: mejorable)€31,500 – €55,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceServihabitat
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Vitoria Gasteiz by AI score

Flat For Sale In C Calle Fundadora de las Siervas de Jesus Nº 3 Planta 1º Pu 3 Vitoria Gasteiz Araba
54

Flat For Sale In C Calle Fundadora de las Siervas de Jesus Nº 3 Planta 1º Pu 3 Vitoria Gasteiz Araba

€290,000

€2,214/m² · 131 m²

View analysisarrow_forward
Flat For Sale In C Cuadrilla de Laguardia Rioja Alavesa 44 Vitoria Gasteiz Araba
53

Flat For Sale In C Cuadrilla de Laguardia Rioja Alavesa 44 Vitoria Gasteiz Araba

€175,467

€2,340/m² · 75 m²

View analysisarrow_forward
Flat For Sale In C San Antonio 26 Vitoria Gasteiz Araba
52

Flat For Sale In C San Antonio 26 Vitoria Gasteiz Araba

€525,000

€2,169/m² · 242 m²

View analysisarrow_forward
Venta de Crédito Piso en Calle los Huetos
37

Venta de Crédito Piso en Calle los Huetos

€0

View analysisarrow_forward
Flat For Sale In C Santo Domingo 42 Vitoria Gasteiz Araba
35

Flat For Sale In C Santo Domingo 42 Vitoria Gasteiz Araba

€51,800

€673/m² · 77 m²

View analysisarrow_forward

Aggregated data from public sources and servicer Servihabitat. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing