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Apartment in Borriol

Borriol, Castellón • Ref: #1A1D7476

€23,500
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Size

100 m²

Price / m²

€235

Rooms

2

OccupancyUnconfirmed
53
Apartment in Borriol — Borriol
Photo: Cimenta2
1 / 6

AI visual analysis

Automated analysis · physical condition

6 of 6 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: La fachada principal muestra ventanas sin acristalar y con rejas de seguridad, indicando que la obra está en curso.
  • •Exterior: Se observa una estructura de ladrillo visto en una de las fachadas laterales, lo que sugiere que la construcción no está terminada.
  • •Exterior: La planta baja presenta un muro de bloques de hormigón y pilares de hormigón, lo que indica que la obra está en proceso de finalización o adaptación.

Description

Promoción residencial en construcción situada en Calle San Vicente 19-21, Borriol, en pleno casco urbano y a pocos metros de la plaza del Ayuntamiento. El edificio, de estilo moderno y configuración entre medianeras, consta de semisótano, planta baja y tres alturas, e incluye un total de 7 viviendas (una de ellas tipo dúplex), 7 plazas de garaje y 7 trasteros. La obra se encuentra actualmente paralizada con un avance aproximado del 60%, ofreciendo una excelente oportunidad tanto para promotores como para inversores. Estructura de hormigón armado, fachada acabada en mortero monocapa, carpintería exterior pendiente de instalación y trabajos interiores en fase de enlucido de yeso. Ubicado en una zona consolidada de primera residencia, el entorno ofrece buen nivel de infraestructuras, servicios y comunicaciones, en un municipio en crecimiento constante. Está situado entre el Desert de les Palmes, y la sierra de Moró. La proximidad a la capital Castellón de la Plana hace que Borriol sea un dinámico pueblo, con una economía en expansión. Se accede a esta localidad desde Castellón a través de la CV-151 y CV-10. Ideal para quienes buscan un proyecto con gran potencial en un área tranquila y bien conectada.

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 523 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

53/100

Confidence: Medium

Score breakdown

Zone delta
30/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
7/15
Zone liquidity
1/15

Vivienda de 99.80m² en Borriol a 471€/m² (mediana zona 1004€/m², delta -53.1%). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja, stock estancado (498 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 174 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Descuento del -53.1% frente a la mediana zonal (1004€/m²)

Risks

  • −498 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Borriol, Castellón

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-76.6%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,005 /m²
This asset
€235 /m²
Samples
208
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€23,500
Transfer tax (ITP) 10% — Comunitat Valenciana€2,350
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€27,150

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
7 Oct 2026
€47,000arrow_forward€23,500-50%

Listing intel

SourceCimenta2
On the market sinceMay 2025 (523 days)
On Atalaya since13 May 2026
Last updated24 Oct 2026
See all bank-owned properties in Borriol

Aggregated data from public sources and servicer Cimenta2. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing